Ayrshire Capital Management LLC

Ayrshire Capital Management, LLC, established in 2011 by Mr. John Merritt Nevin Jr., offers investment advisory services to individuals, trusts, and corporations. The firm primarily manages equities and fixed income instruments in client accounts, with asset allocation tailored to individual client needs. Ayrshire charges fees based on a percentage of assets under management, with rates ranging from 0.50% to 1.00% per year depending on the account size. The firm may provide financial advice unrelated to securities upon client request. Ayrshire exercises investment discretion with a limited power of attorney, managing $282 million in discretionary client assets as of December 31, 2024. The firm does not participate in wrap fee programs and does not charge performance-based fees. Clients must have a minimum initial portfolio value of $1 million to start a separately managed investment account, although this requirement may be waived at the firm's discretion. Ayrshire utilizes fundamental analysis and considers technical indicators and business cycles when evaluating investments. Clients are encouraged to compare custodian statements with reports from Ayrshire. The firm does not receive compensation for client referrals and does not engage in soft dollar arrangements. Ayrshire has custody of client assets for fee deduction purposes but does not physically hold securities. Clients have the right to vote on proxies for securities in their accounts. Ayrshire's professionals have no disciplinary history, and the firm's management maintains a Compliance and Code of Ethics program to ensure ethical conduct.