Pentegra Investors, Inc.

Pentegra Investors, Inc., established in 1989 and registered with the SEC since 1990, offers investment advisory services to institutional clients. The firm, part of the Pentegra Retirement Services group, specializes in asset management services, including pooled accounts and separately managed accounts. Pentegra Investors also provides outsourced chief investment officer (OCIO) services under the name Pentegra Client Solutions. The firm manages the PENTelligent Portfolios, diversified model portfolios rebalanced quarterly. Pentegra Investors tailors services to meet the needs of retirement plans and other institutional clients, ensuring compliance with ERISA guidelines. The firm had $5.5 billion in assets under management as of December 31, 2024, with negotiable fees based on account size and services provided. Pentegra Investors does not engage in soft dollar arrangements, does not charge performance-based fees, and exercises discretion in managing client accounts based on written agreements. The firm's investment strategies focus on balancing risk through active and passive management styles, with a long-term perspective and asset allocation across various classes. Pentegra Investors does not accept soft dollar benefits, does not pay for client referrals, and does not vote client securities proxies. The firm maintains custody of client assets with qualified custodians and does not vote proxies for client securities. Pentegra Investors has not been involved in any material legal or disciplinary proceedings in the past ten years.