Horizon Financial Services, LLC

Horizon Financial Services, LLC is a financial advisory firm established in July 2011 by principal owner John Joseph Brais. The firm offers a range of services, including asset management, variable annuity solutions, mutual fund direct solutions, and services for Donor Advised Funds. They also provide financial planning and consulting services, seminars, and workshops. Clients have the option to impose restrictions on investments based on personal values or beliefs. The firm charges annual fees ranging from 0.60% to 2.00% for asset management services, with fees paid monthly in arrears. The minimum account size is $250,000, and clients have discretion over their investments. Horizon Financial Services utilizes methods such as charting analysis, fundamental analysis, and technical analysis in their investment strategies. The firm does not accept performance-based fees and does not have custody of client assets. Clients receive regular account reports and have the option to generate performance reports. Horizon Financial Services does not have any disciplinary actions, bankruptcy petitions, or financial conditions that could impair meeting client commitments. John Joseph Brais is also affiliated with Cake Partnership, LLC, an Insurance Marketing Organization.