Timonier

Timonier Family Office, Ltd., operating as Timonier, is a North Carolina-based firm specializing in providing discretionary and non-discretionary wealth management services to various clients, including individuals, families, trusts, estates, endowments, charitable organizations, and business entities. Established in 1997 as Baker Capital Advisors and reorganized in 2009, Timonier offers comprehensive financial planning, asset management, tax planning, and estate planning services. The firm operates on a fee-only basis, eliminating conflicts of interest, and acts as a fiduciary, prioritizing clients' interests. Timonier's investment philosophy focuses on a holistic, multi-generational approach to wealth management, creating tailored financial plans based on clients' objectives and risk tolerances. The firm's investment strategies include a range of securities and investments, such as equity securities, mutual funds, and real estate investment trusts. Timonier requires an initial investment of $1,000,000 for wealth management clients, with potential waivers based on individual circumstances. The firm also offers retirement plan investment advisory services, including fiduciary services, model portfolios, and participant education. Timonier's fee structure is transparent, with fees based on a percentage of assets under management. The firm does not charge performance-based fees and provides investment discretion for wealth management clients. Timonier's team includes experienced professionals with various certifications, such as Certified Public Accountant (CPA) and Chartered Financial Analyst (CFA). The firm's Chief Compliance Officer oversees all supervisory duties, ensuring compliance with regulations and ethical standards. Timonier's investment advisors continuously monitor client portfolios, providing regular reviews and communication. The firm does not compensate for client referrals and does not have custody of client funds or securities, which are held by independent custodians. Timonier's investment philosophy emphasizes diversification, asset allocation, and long-term financial planning to address clients' evolving needs and goals.