Alterna Capital Partners LLC, a private equity firm established in 2007 and registered with the SEC in 2012, specializes in advising on investments in Core Capital Assets in sectors such as transportation, industrial, and energy. The firm manages client assets totaling $311,146,004 on a discretionary basis, with additional non-discretionary assets. Alterna charges fees detailed in offering documents and covers expenses related to fund operations. The firm's investment strategy focuses on three phases of value creation: acquisition and structuring, investment management and optimization, and exit strategies. Alterna discloses potential conflicts of interest, including profit participation in Sokana Shipping & Trading Ltd. The firm has a Code of Ethics to guide personnel conduct, emphasizing client interests, avoiding conflicts, and preventing insider trading. Alterna's Proxy Voting Policy ensures proxy votes align with client interests. The firm provides audited financial statements annually and quarterly to investors. Alterna has custody of client funds, audited annually, and maintains investment discretion within defined parameters. The firm does not require prepayment exceeding $1,200 and does not provide a balance sheet due to fee structures. For more information, visit www.alternacapital.com.

Milestone Financial Planning, LLC, established in New Hampshire, offers financial planning and investment management services to individuals, high net worth individuals, trusts, non-profit organizations, and small businesses. As a fee-only firm, Milestone operates as a fiduciary, prioritizing clients' interests and refraining from commissions or referral fees. The firm provides comprehensive financial planning services, including investment management tailored to each client's goals and risk tolerance. Investment strategies focus on disciplined asset allocation using low-cost mutual funds, ETFs, and separately managed accounts. Milestone emphasizes diversified portfolios and avoids market timing and speculative investments. Clients have the option to enroll in a Fully Paid Securities Lending Program for additional income opportunities. The firm manages over $486 million in discretionary assets and charges asset-based fees ranging from 0.30% to 1.00% based on the level of assets under management. Milestone does not charge performance-based fees and does not engage in soft dollar programs. Clients are encouraged to review account statements and engage in regular communication with the firm. Milestone does not vote on proxies for clients and does not have custody of client funds beyond fee deductions.

Brophy Wealth Management, LLC is an independent financial planning and investment management firm established in January 1995. The firm offers wealth advisory services to various clients, including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and business entities. Brophy Wealth Management provides comprehensive financial analysis and wealth plans tailored to clients' specific needs and investment profiles. The firm manages assets on a discretionary basis, partnering with clients to create, monitor, and adjust financial plans and investment strategies to achieve their financial goals. As of December 31, 2024, the firm had approximately $512,561,408 in assets under management, all of which were discretionary. Clients can engage the firm to manage all or a portion of their assets, primarily on a discretionary basis, with fees based on a percentage of the market value of the assets managed. Brophy Wealth Management may recommend Independent Managers for clients, monitoring account performance and investment objectives. The firm also offers financial consulting services, financial analyses, and wealth plans, charging negotiable hourly fees based on the level and scope of services provided. Clients may incur additional charges from third parties, such as broker-dealers and custodians. Brophy Wealth Management acts as a fiduciary, providing investment discretion and tailored advisory services to meet clients' specific needs and goals.

Cohen Investment Advisors, LLC is a registered investment adviser established in October 2013, offering financial planning, consulting, and investment management services. The firm, wholly owned by Daniel M. Cohen, operates as a fiduciary, acting in clients' best interests. Services include tax forecasting, retirement and estate planning, and investment management. The firm primarily manages client portfolios on a discretionary basis, tailoring services to individual needs. Clients typically have a minimum portfolio size of $250,000, with a minimum fee of $2,500. Investment strategies involve fundamental, technical, and cyclical analysis. Cohen Investment Advisors charges an annual fee based on assets under management, ranging from 1.50% to 0.75%. The firm does not participate in wrap fee programs and has $212,993,929 in assets under management as of January 14, 2025. The firm exercises investment discretion, may aggregate trades, and provides ongoing account reviews. Cohen Investment Advisors does not receive soft dollar benefits and recommends brokerage services from Pershing or Interactive Brokers. The firm discloses its code of ethics, custody practices, and proxy voting procedures. No material changes have been reported since March 15, 2024, and the firm has no disciplinary history.

Baldwin & Clarke Advisory Services, LLC, established in 1985, specializes in financial planning, wealth transfer, and investment services for individuals, families, businesses, and charitable organizations. The firm offers asset management services based on a client-centric fee structure, utilizing an institutional investment process. Clients can access global, traditional, and alternative asset classes. The firm provides comprehensive services through its Private Client Group, including portfolio planning, financial planning, estate planning, and B&C WealthDirect services. For asset management, fees are based on a percentage of assets under management, with a minimum annual fee of $3,000. The firm offers various portfolio options, including Value Added Cash Management, Fixed Income Only, Equity or Balanced Portfolios, and Structured Note Only Portfolios. Financial planning services are available on a fee basis, with fees ranging from $300 to $25,000 depending on the complexity of the plan. BCAS acts as a fiduciary, putting clients' interests first. The firm's investment strategies are tailored to individual objectives and risk tolerance levels. Clients have the option for discretionary trading, and the firm does not charge performance-based fees. The firm's employees hold various professional certifications, including CFP, ChFC, CLU, CRPC, FLMI, CVA, and AEP. The firm's principals, Charles Baldwin and John Clarke, each own 50% of the company. Clients include individuals, high net worth individuals, pension and profit sharing plans, charitable organizations, and corporations. The minimum annual fee for new accounts ranges from $500 to $3,000.

**Apex Wealth Management, LLC Summary:** Established in September 2021, Apex Wealth Management, LLC (AWM) is a registered investment advisor based in Bedford, NH. AWM specializes in offering investment advisory services to individuals and high net worth individuals, acting as a fiduciary to uphold a duty of loyalty, fairness, and good faith towards each client. The firm provides wealth management services, including comprehensive financial planning and consulting, as well as investment management services through personalized portfolio strategies utilizing ETFs, individual stocks, and mutual funds. **Key Consumer-Facing Terms:** - **Minimum Initial Investment:** Generally $500,000, subject to discretion. - **Fee Structure:** Annual investment advisory fees range from 0.55% to 0.75%, based on assets under management. - **Fiduciary:** AWM serves as a fiduciary, acting in the best interests of clients. - **Investment Discretion:** AWM generally has discretion over the selection and amount of securities in client accounts. - **Custody:** AWM does not accept or maintain custody of client accounts, except for the deduction of advisory fees. **Advisory Business Description:** AWM primarily employs fundamental analysis for investment strategies, focusing on economic and business indicators. The firm's investment strategy is long-term focused, with the ability to buy, sell, or reallocate positions based on client objectives or market conditions. AWM offers financial planning services, with recommendations tailored to each client's financial goals and objectives. For more detailed information, clients can contact AWM at (603) 488-2475 or visit their website at [www.apexwealthnh.com](http://www.apexwealthnh.com). This summary is based on the information provided in the Apex Wealth Management, LLC Form ADV Part 2A – Disclosure Brochure effective February 14, 2025.

Robbins Farley LLC is an independently registered investment adviser specializing in wealth planning and management services, established in March 2017 by principal Colleen Farley. The firm offers tailored advisory services to individuals, families, trusts, charitable organizations, and businesses. Clients engage with Robbins Farley to prepare for major life transitions such as retirement, marriage, or career changes. The firm's investment strategy involves a top-down approach, selecting securities based on macroeconomic conditions. Clients may have their assets managed on a discretionary basis, with the firm preferring to have investment discretion. Robbins Farley may use options transactions and short sales as part of its investment strategies, which carry inherent risks. The firm recommends that client accounts be held with Schwab Advisor Services or other custodians based on the client's needs. Robbins Farley receives support services from custodians like Schwab, but the availability of these services does not influence the investment advice provided. Clients are encouraged to review their account statements and confirmations directly from the custodian. The firm does not charge performance-based fees and does not offer the Institutional Intelligent Portfolios Program to new clients. For more detailed information, clients can request a copy of the Proxy Voting Policies or the firm's Code of Ethics. As of January 3, 2025, Robbins Farley has $225,082,765 in assets under management.

Aurelius Family Office, LLC is a registered investment adviser based in Bedford, NH, primarily owned by Mark Witaschek. The firm offers discretionary portfolio management services, pension consulting services, financial planning services, and financial consulting services. For portfolio management services, fees are negotiable based on a percentage of assets under management, with fees billed quarterly in advance. Financial plans are offered for a fixed fee ranging from $4,000 to $10,000, with the option to offset portfolio management fees. Legal services are available through a partnership with ARAG Services, LLC for an annual fee of $2,500. The firm directly compensates SmartAsset for client referrals. Aurelius Family Office, LLC acts as trustee for certain accounts, providing investment advisory services. The firm exercises limited custody over client funds, with accounts held at a qualified custodian. Clients grant discretionary authority for investment decisions. The firm does not vote proxies on behalf of clients. Aurelius Family Office, LLC does not have any financial condition impairments and has not filed for bankruptcy in the past ten years. Clients are advised on IRA rollover considerations, with potential conflicts of interest disclosed. For additional information, clients are encouraged to contact the firm directly.

Bartley Financial Advisors, LLC, established in September 2000, offers personalized financial planning and investment management services to individuals, pension and profit sharing plans, trusts, estates, charitable organizations, and small businesses. The firm operates on a fee-only basis, providing advice on financial objectives, cash flow management, tax planning, insurance review, investment management, education funding, retirement planning, and estate planning. Clients maintain control of their assets, with BFA trading under limited power of attorney. The firm primarily invests in no-load or low-load mutual funds, exchange-traded funds, stocks, and bonds through discount brokerage firms. BFA's fee structure is based on a percentage of assets under management, with a minimum annual fee of $5,000. The firm does not charge performance-based fees and does not receive compensation from fund companies or brokerage firms. Investment strategies include strategic or tactical asset allocation based on value and momentum, with a focus on protecting client capital and adjusting to market conditions. BFA employs fundamental, technical, cyclical analysis, and technical trading models in its investment approach. The firm does not have any disciplinary history and maintains a Code of Ethics. BFA does not vote proxies on securities and does not disclose nonpublic personal information without client consent, ensuring confidentiality and security.