Amicus Financial Advisors, LLC is an SEC-registered investment adviser established in 2004, offering fee-based financial planning services, including comprehensive financial planning, insurance planning, tax planning, retirement planning, and asset management. The firm manages approximately $511.2 million on a discretionary basis. Clients can choose between fixed, hourly, or asset-based fees, with hourly charges at $250/hour and a maximum annual advisory fee of 1.5%. Amicus primarily manages accounts with no-load mutual funds, ETFs, REITs, individual stocks, or bonds on a discretionary or non-discretionary basis. The firm does not charge performance-based fees. Clients include individuals, high net worth individuals, trusts, charitable organizations, pension and profit-sharing plans, and corporations. Amicus uses fundamental analysis, Monte Carlo analysis, asset-class allocation, and active management in its investment strategies. The firm rebalances portfolios periodically and emphasizes long-term financial objectives. Amicus does not have any disciplinary events to disclose and does not vote proxies on behalf of clients. The firm provides quarterly performance reports and urges clients to review custodial statements regularly. Amicus has no financial commitments impairing its ability to meet client obligations.

McDonald Capital Management (MCM) is a SEC-registered investment adviser established in 1990, with Eric Craig McDonald as the majority owner and Chief Compliance Officer. The firm manages discretionary assets totaling $306,088,280 as of December 31, 2024. MCM offers individually tailored investment portfolios, financial planning services, and manages private funds. The firm provides continuous advice based on client needs, with a focus on goals, risk tolerance, and liquidity needs. MCM's investment recommendations cover various instruments, including mutual funds, equity securities, fixed income securities, and more. The firm also offers Environmental, Social, and Governance (ESG) investing and consulting services. Fees are charged based on a percentage of assets under management, with tiered billing schedules. Clients can receive financial planning services starting at $1,000 per year. MCM does not have any reportable disciplinary events and does not have custody of client assets. The firm's investment strategies include Global Tactical Asset Allocation ETF Model and EVA Spread Equity Screen. Eric Craig McDonald, CFA, and Tyler Sturdivant, CFA, are key members of the firm, with extensive educational backgrounds and professional designations. McDonald serves as the Managing Member and Chief Compliance Officer, overseeing all employee supervision and business strategy. Sturdivant is an Associate Portfolio Manager and Trader at MCM. Both individuals have no history of reportable disciplinary events.