Gibson Wealth Advisors, LLC is a registered investment adviser based in Texas, established in 2016. The firm specializes in fee-only Comprehensive Financial Planning and Investment Management services. They offer Wealth Management services, including investment advice on various securities such as stocks, bonds, mutual funds, ETFs, and more. Clients grant the firm limited authority to buy and sell securities on a discretionary basis. Additionally, they provide Financial Planning services covering areas like cash flow management, retirement planning, estate planning, tax planning, and more. The firm primarily utilizes Vanguard exchange-traded funds (ETFs) and mutual funds in managing client portfolios, following Modern Portfolio Theory and Evidence-Based Investing principles. For Wealth Management services, fees are based on a percentage of assets under management, with a minimum account balance requirement of $500,000. Financial Planning services are charged a fixed or hourly fee, ranging from $5,000 to $100,000 or $350 per hour, respectively. The firm does not engage in performance-based fees or side-by-side management. Gibson Wealth Advisors does not hold client funds directly and recommends Charles Schwab & Co., Inc. as a custodian. The firm does not vote client securities proxies and has no financial commitments impairing its ability to meet client obligations. The firm has not been involved in any disciplinary actions or bankruptcy proceedings.

Bisonwood Financial Management, founded in 2005, is a fee-only investment and asset management advisory firm registered with the SEC. The firm specializes in individualized fund supervision, management, and investment based on clients' unique needs. Their investment approach focuses on asset allocation across various classes such as stocks, bonds, real estate, and commodities, guided by Modern Portfolio Theory. Bisonwood is a fiduciary, acting in clients' best interests, and does not accept commissions or finder's fees. They offer financial planning services to investment management clients and manage accounts on a discretionary basis, with a fee schedule ranging from 0.50% to 1.50% based on assets under management. Clients with assets under $1,000,000 making regular deposits receive a reduced fee. The firm's investment strategies include long-term purchases and short-term trading, with a focus on risk management. Bisonwood's methods of analysis include MPT, fundamental, cyclical, technical, and charting analysis. The firm serves a diverse client base, including individuals, high net-worth individuals, pensions, trusts, and corporations. Clients' accounts are reviewed regularly, and Bisonwood has a Business Continuity Plan in place for potential disruptions. The firm's Code of Ethics ensures client interests are prioritized, and they do not receive additional compensation for client referrals. Bisonwood maintains strict privacy principles and safeguards client information.