Cascades Capital Asset Management, LLC

Cascades Capital Asset Management, LLC is an investment advisory firm based in Greensboro, North Carolina, established in 2013. The firm specializes in providing portfolio management services to individuals, trusts, estates, corporations, and retirement plans. The firm's investment strategy focuses on preserving and enhancing clients' wealth through investments in equities, ETFs, mutual funds, bonds, and other asset classes. Cascades Capital offers financial planning services in conjunction with portfolio management, addressing areas such as cash flow planning, retirement planning, and insurance analysis. Clients have the option to engage Cascades Capital on a discretionary or non-discretionary basis. Under discretionary management, the firm has the authority to supervise and direct client portfolios without prior consultation. Non-discretionary management requires client approval before executing any trades. The firm may recommend the use of Separate Account Managers when appropriate, offering clients access to various manager styles to meet their investment objectives. Fees for portfolio management services are individually negotiated and can range up to 1.00% annually based on assets under management. There is no minimum portfolio value required for advisory services. Cascades Capital does not have performance-based fee arrangements or side-by-side management. The firm acts as a fiduciary, obligated to act in the best interests of clients and avoid conflicts of interest. Clients receive quarterly statements and ongoing portfolio reviews to ensure alignment with their financial goals and risk tolerance. Barry Carpenter, the sole principal owner, leads the firm's team of investment professionals.