Transform Wealth, LLC

Transform Wealth, LLC is a registered investment advisor established in 2011, offering fee-only wealth management, financial planning, and consultation services. As a fiduciary advisor, Transform Wealth is committed to acting in clients' best interests, providing a professional standard of care, loyalty, and transparent fee structures. The firm is managed by Nathan Kubik and David Kubik and is part of the Focus Financial Partners, LLC partnership. Transform Wealth's investment strategies include a mix of asset classes tailored to individual client needs, with a focus on liquidity, diversification, and risk analysis. The firm manages discretionary and non-discretionary accounts, with a minimum portfolio size requirement of $500,000 for wealth management services. Transform Wealth primarily uses Charles Schwab & Co. as its custodian and does not receive soft dollar benefits. The firm does not have any performance-based fee clients and has not been subject to any disciplinary events in the past ten years. Transform Wealth does not accept compensation for recommending securities or products and maintains a Code of Ethics to ensure ethical conduct. The firm does not offer wrap fee programs and had discretionary assets under management of $3,004,776,502 as of December 31, 2024. For more details, clients can refer to Transform Wealth's brochure or contact the firm directly.