Keystone Financial Services

Keystone Financial Services is a Registered Investment Adviser established in 2010 by Joshua P. Nelson, offering investment management services primarily in Colorado and Arizona. The firm manages advisory accounts on a discretionary basis, investing in individual stocks, bonds, ETFs, options, mutual funds, and other securities tailored to meet clients' specific investment goals. They provide financial planning services, including goal-oriented investment plans, risk management, and estate planning. Keystone Financial also offers consulting services to broker-dealer customers and utilizes third-party money managers for account management. The firm charges fees based on a percentage of assets under management, with a minimum annual fee of $7,500. Clients have the option to have fees deducted directly from their accounts. Keystone Financial does not engage in performance-based fees, and clients have investment discretion unless otherwise specified. The firm does not vote on client securities proxies or handle class action suits. Keystone Financial has no disciplinary history and does not hold custody of client funds.