Fpl Capital Management, LLC

FPL Capital Management, LLC, established in 2000 by Michael D. George, offers investment advisory services to individuals, trusts, retirement plans, and business entities. As a fee-only firm managing approximately $885 million in assets, they provide globally diversified customized portfolios using passively and actively managed index funds. Clients can impose restrictions on investments, with the firm reserving the right to accept or reject these. Financial planning and consulting services are available for an additional fee, covering areas such as investment, retirement, risk management, tax, and estate planning. The firm utilizes a passive investment strategy, focusing on long-term diversified portfolios aligned with Modern Portfolio Theory principles. Clients have the option to engage in pension consulting services, utilizing passive asset allocation models. FPL Capital Management charges fees based on assets under management, financial planning hours, and account reporting. They do not charge performance-based fees and act as fiduciaries, aiming to avoid conflicts of interest. The firm also discloses its brokerage practices, investment discretion, and voting policies to ensure transparency and client satisfaction.