TruWealth Advisors, LLC is a registered investment adviser based in Metairie, LA, offering financial planning, consulting, and investment management services. Established in June 2020, the firm is owned by Charles Simmons and Christy Lynn Neal Simmons. TruWealth manages over $1.6 billion in assets on a discretionary basis. The firm provides a range of financial planning services, including retirement, estate, and investment planning. Clients can engage the firm for standalone services or comprehensive wealth management. TruWealth selects Independent Managers to manage client assets, evaluating their strategies and performance. The firm charges fees based on assets under management, with rates ranging from 0.60% to 1.50%. Additional fees apply for assets held with outside custodians and for advice on variable annuities and self-directed brokerage accounts. TruWealth exercises investment discretion, making decisions on securities transactions without client consent. The firm does not vote client securities and does not have custody of client funds. TruWealth has not been involved in any material legal or disciplinary events. Clients receive regular account reviews and statements from custodians. The firm has a code of ethics and discloses its brokerage practices and potential conflicts of interest.

Maritime Partners, LLC is an investment advisory firm established in May 2015, specializing in providing advisory services to private funds focused on U.S. flagged maritime vessels and related assets. The firm, based in Metairie, Louisiana, manages approximately $3.06 billion in regulatory assets under management as of December 31, 2024. Maritime Partners offers discretionary asset management and investment advisory services to private pooled investment vehicles, with management fees typically ranging from 1.0% to 2.0% per annum based on the Fund's Governing Documents. Clients are primarily private funds with minimum capital commitments of at least $5,000,000, which may be waived at the discretion of the managing member. The firm's investment strategy is value-oriented and research-driven, focusing on identifying high-performing opportunities in the maritime industry. Potential risks for clients include the high-risk nature of investments, reliance on key personnel, and regulatory and operational risks associated with maritime investments. Maritime Partners acts as the general partner or managing member of the Funds, providing full discretionary authority over investment decisions. The firm does not engage in trading transactions on behalf of clients and compensates a placement agent for investor referrals. Clients receive audited financial statements within 120 days of the fiscal year-end. The firm's financial condition is deemed stable, with no bankruptcy petitions in the past ten years.

FPL Capital Management, LLC, established in 2000 by Michael D. George, offers investment advisory services to individuals, trusts, retirement plans, and business entities. As a fee-only firm managing approximately $885 million in assets, they provide globally diversified customized portfolios using passively and actively managed index funds. Clients can impose restrictions on investments, with the firm reserving the right to accept or reject these. Financial planning and consulting services are available for an additional fee, covering areas such as investment, retirement, risk management, tax, and estate planning. The firm utilizes a passive investment strategy, focusing on long-term diversified portfolios aligned with Modern Portfolio Theory principles. Clients have the option to engage in pension consulting services, utilizing passive asset allocation models. FPL Capital Management charges fees based on assets under management, financial planning hours, and account reporting. They do not charge performance-based fees and act as fiduciaries, aiming to avoid conflicts of interest. The firm also discloses its brokerage practices, investment discretion, and voting policies to ensure transparency and client satisfaction.

Second Line Capital, LLC, established in March 2023, offers the 2LC Wrap Program, financial planning, consulting, and investment management services. The firm manages $723,038,063 in assets on a discretionary basis. Clients can participate in the wrap fee program, allowing trading in investment products without separate brokerage commissions. Investment portfolios are managed on a discretionary or non-discretionary basis by 2LC's representatives or independent managers. Financial planning and consulting services cover various areas such as retirement planning, risk management, and tax planning. Clients can impose restrictions on account management. The firm charges fixed or hourly fees for financial planning and investment management services, with fees up to $15,000 or 2.00% of assets under management, respectively. The firm may receive compensation from LPL Financial LLC for using its advisory programs. Clients can engage in various LPL programs with minimum account sizes ranging from $5,000 to $250,000. The firm discloses potential conflicts of interest related to compensation, custody, and recommendations of securities. Clients receive regular account statements and reports, and the firm conducts annual account reviews. The firm has not been involved in any material legal or disciplinary events. Clients can contact the firm for a copy of its Code of Ethics. The firm discloses its participation in Charles Schwab's institutional customer program and the benefits received. The firm also discloses loans and benefits received from LPL, as well as trade aggregation practices and custody arrangements.

WealthHarbor Capital Group, LLC is an SEC registered investment advisory firm established in 2001 by President Scott Grandbouche. The firm specializes in asset management advisory services for various clients, including 401(k) and retirement plans, trusts, foundations, corporations, and individuals on both discretionary and non-discretionary bases. Clients' investment goals, risk tolerance, and financial data are carefully considered in the investment approach discussions. WealthHarbor may utilize various financial instruments such as equities, mutual funds, ETFs, and fixed income securities. For fees, clients are billed quarterly based on assets under management, with a management fee of 1.5% per annum. Fees are negotiable and may be discounted at the firm's discretion. WealthHarbor manages over $252 million for clients, split between discretionary and non-discretionary accounts. The firm does not charge performance-based fees and requires a minimum initial account value of $100,000, which may be waived under certain circumstances. WealthHarbor's investment philosophy focuses on risk management and long-term conservative growth, using asset allocation models based on proprietary research. The firm primarily invests in mutual funds selected based on past performance, manager expertise, and fund holdings. Clients have investment discretion, and the firm does not vote proxies on their behalf. WealthHarbor does not have custody of client assets but can debit accounts for management fees. The firm's advisors act as fiduciaries, following a Code of Ethics that emphasizes client interests and compliance with regulations.

Crescent Sterling Ltd. is a financial advisor firm established in 1992, specializing in investment management. The firm's President and Chief Investment Officer, W. Howard Thompson, holds professional designations including CFA, CFP, and CMA. Michael T. Nobile, the Vice President, is a CFP Professional with experience in financial services. Trevor W. Thompson, a Portfolio Manager, is a CPA. The firm's investment team is supervised by W. Howard Thompson, ensuring compliance and oversight. Clients have a minimum initial investment requirement, and fees are charged based on assets under management for investment services and financial planning. The advisors do not receive commissions or bonuses for selling securities. Clients have varying levels of control over their investments, with the advisors making investment decisions based on the firm's strategies and analysis methods. The advisors at Crescent Sterling Ltd. act as fiduciaries, putting clients' best interests first. They hold professional designations that demonstrate their expertise and commitment to high ethical standards. Clients can access additional information about the advisors on the SEC's website. For inquiries or to request the firm's full brochure, clients can contact W. Howard Thompson, the Chief Compliance Officer.

Regatta Research & Money Management L.l.c. is a financial advisory firm based in Metairie, Louisiana. It currently has approximately $153,143,301 of assets under management and employs about 6 people. Regatta Research & Money Management L.l.c. uses a fee structure of and a percentage of assets under your management.

Planning Associates Wealth Management, LLC is led by Ralph Freibert, a Certified Investment Management Analyst with a diverse educational background and over two decades of experience in the financial industry. Established in 2019, the firm specializes in investment management consulting, financial planning, and long-term care insurance. Ralph Freibert, the Managing Member and Investment Advisor Representative, holds various professional designations including CIMA®, CLTC®, APMA®, CFP®, and CLU®. As a fiduciary, he is committed to acting in the best interests of clients. The firm requires a minimum initial investment, and clients have varying levels of control over their investments based on their preferences. Ralph Freibert has no outside business activities and does not receive additional compensation beyond advisory fees. While he filed for Chapter 7 Bankruptcy in 2019, the case was discharged in 2020. The firm's Code of Ethics guides Mr. Freibert's professional conduct, ensuring compliance with industry standards. Clients can access additional information about Mr. Freibert on the SEC's website.

A-V Capital Management, LLC is led by Lisa V. Amann and Cary J. Amann. Lisa V. Amann, born in 1967, holds a Bachelor of Science in Economics from the University of Pennsylvania and a Master of Fine Arts from the University of New Orleans. She has been the President and an investment adviser representative of A-V Capital since November 2006. Cary J. Amann, born in 1965, graduated from Michigan State University with a Bachelor of Arts in Humanities and from Tulane University Law School with a Juris Doctor degree. He has been a Financial Analyst at A-V Capital since February 2007. The firm provides investment advisory and supervisory services in compliance with state regulations. Lisa V. Amann oversees the activities of supervised persons and conducts annual account reviews. Cary J. Amann has a background as a registered representative at Morgan Keegan & Company, Inc. Both Lisa and Cary have clean disciplinary records and are not engaged in other investment-related or compensated non-investment activities. They have not been involved in arbitration proceedings or bankruptcy petitions. For more information, clients can contact Lisa V. Amann at (504) 831-3537. The firm's investment philosophy and strategies are not explicitly detailed in the brochure.