Planning Associates Wealth Management, LLC

Planning Associates Wealth Management, LLC is led by Ralph Freibert, a Certified Investment Management Analyst with a diverse educational background and over two decades of experience in the financial industry. Established in 2019, the firm specializes in investment management consulting, financial planning, and long-term care insurance. Ralph Freibert, the Managing Member and Investment Advisor Representative, holds various professional designations including CIMA®, CLTC®, APMA®, CFP®, and CLU®. As a fiduciary, he is committed to acting in the best interests of clients. The firm requires a minimum initial investment, and clients have varying levels of control over their investments based on their preferences. Ralph Freibert has no outside business activities and does not receive additional compensation beyond advisory fees. While he filed for Chapter 7 Bankruptcy in 2019, the case was discharged in 2020. The firm's Code of Ethics guides Mr. Freibert's professional conduct, ensuring compliance with industry standards. Clients can access additional information about Mr. Freibert on the SEC's website.