Wealthharbor Capital Group, LLC

WealthHarbor Capital Group, LLC is an SEC registered investment advisory firm established in 2001 by President Scott Grandbouche. The firm specializes in asset management advisory services for various clients, including 401(k) and retirement plans, trusts, foundations, corporations, and individuals on both discretionary and non-discretionary bases. Clients' investment goals, risk tolerance, and financial data are carefully considered in the investment approach discussions. WealthHarbor may utilize various financial instruments such as equities, mutual funds, ETFs, and fixed income securities. For fees, clients are billed quarterly based on assets under management, with a management fee of 1.5% per annum. Fees are negotiable and may be discounted at the firm's discretion. WealthHarbor manages over $252 million for clients, split between discretionary and non-discretionary accounts. The firm does not charge performance-based fees and requires a minimum initial account value of $100,000, which may be waived under certain circumstances. WealthHarbor's investment philosophy focuses on risk management and long-term conservative growth, using asset allocation models based on proprietary research. The firm primarily invests in mutual funds selected based on past performance, manager expertise, and fund holdings. Clients have investment discretion, and the firm does not vote proxies on their behalf. WealthHarbor does not have custody of client assets but can debit accounts for management fees. The firm's advisors act as fiduciaries, following a Code of Ethics that emphasizes client interests and compliance with regulations.