Dick Rivera & Associates

Dick Rivera & Associates, founded in 1994, is a registered investment adviser specializing in portfolio management, financial planning, and consulting services. They offer discretionary and non-discretionary portfolio management services, with a minimum managed account size of $1,000,000. The firm charges an annualized fee based on a tiered structure, starting at 1.25% for the first $2,000,000 of assets under management. Fees are billed quarterly and deducted directly from client accounts. Clients have the option to receive financial planning services, which include comprehensive written reports addressing various financial aspects. Investment strategies include equity and fixed income securities, mutual funds, and more. Dick Rivera & Associates act as a fiduciary, providing services in the best interests of their clients. The firm's Chief Compliance Officer monitors trading activities, ensuring alignment with client objectives. The firm does not charge performance-based fees or provide side-by-side management services. Clients' funds and securities are held with a qualified custodian, and the firm does not take physical possession of any assets. The firm's investment strategies involve charting, fundamental, and technical security analysis methods to manage investment risks effectively. Clients are encouraged to notify the firm of any changes in their financial situation or investment objectives. For further details, clients can access additional information on the SEC's website or through FINRA's BrokerCheck system.