Mos Capital, Inc.

MOS Capital, Inc. is an independent Registered Investment Advisor established in July 2000 by William Moore, Michael O’Neil, and Richard Shropshire. The firm specializes in providing financial planning/consulting services and portfolio management to individuals, trusts, endowments, foundations, corporations, and other money management firms on a fee-only basis. Clients' assets are managed based on their investment objectives, risk tolerance, and other relevant factors. MOS follows a "Growth & Income" investment style, focusing on conservative stocks and bonds to achieve income production and capital appreciation over time. The firm uses a mathematical approach to guide portfolio management decisions and emphasizes diversification by asset class, industry, issuer, and style. MOS charges advisory fees based on a percentage of assets under management, with negotiable rates depending on the account size and complexity. The firm does not charge performance-based fees and does not participate in wrap fee programs. Clients have the option to receive financial planning services on an hourly or fixed-fee basis. MOS does not receive compensation through commissions, trading mark-ups/downs, or mutual fund fees. The firm exercises investment discretion for both discretionary and non-discretionary accounts, managing a total of $209,336,473 in client assets as of December 31, 2024. MOS does not have any disciplinary history and does not engage in other financial industry activities or affiliations. The firm operates with transparency, providing detailed information on its fee structure, investment strategies, and client services.