Cornerstone Financial Planning, LLC

Cornerstone Financial Planning, LLC is a registered investment adviser based in Portsmouth, New Hampshire, established in 2004. The firm offers personalized financial planning and investment management services, including the selection of other advisers and hourly consulting services. They provide discretionary and non-discretionary portfolio management services, creating Investment Policy Statements for clients with assets over $150,000. The firm primarily advises on mutual funds and ETFs, with a minimum portfolio size of $750,000 and an annual advisory fee based on a percentage of assets managed. Clients may pay higher commissions for recommended broker-dealers, and the firm does not accept performance-based fees. Cornerstone Financial Planning, LLC does not have any disciplinary information, and they do not receive compensation for client referrals. The firm exercises limited custody over client accounts, with clients receiving account statements from independent custodians. Clients can grant discretionary or non-discretionary authority over their accounts, and the firm does not vote on client securities. The firm prioritizes client privacy and has policies in place to protect personal information. In the event of a trade error, the firm will take corrective actions, and any benefits from correcting errors are donated to charity.