Captrust

CAPTRUST Financial Advisors, also known as CapFinancial Partners, LLC, is an investment adviser registered under the Investment Advisers Act of 1940. The firm offers various advisory services, including portfolio management on a non-wrap fee basis, business, financial, and estate planning, institutional and retirement plan advisory services, and participant advisory services. Clients can choose between portfolio management account (PMA) services or separately managed account (SMA) services. The firm provides investment consulting services not related to managed account services. For PMA and WAS programs, clients can have discretionary or non-discretionary accounts. The Portfolio Manager may be the Investment Committee or the Client's CAPTRUST Financial Advisor. The firm uses a risk-based and outcome-based approach to asset allocation and offers services such as establishing investment strategies, determining asset allocation strategies, and performing periodic rebalancing. The minimum initial investment for PMA accounts is $50,000, while for SMA accounts, it is typically $100,000 or more. Fees for the Wrap Fee Programs are tiered based on assets under management, with maximum annual fees ranging from 1.25% to 2.25%. The firm's fee structure is negotiable under certain circumstances. CAPTRUST provides detailed information on its investment strategies, methods of analysis, and risk factors associated with investing in securities. The firm's Code of Ethics addresses fiduciary obligations, personal securities trading procedures, and restrictions on insider trading. Clients are provided with regular account reviews and performance reports, and the firm has a robust privacy policy and business continuity plan in place. Additional information, including details on client referrals and compensation, can be found on the firm's website.