Cardinal Capital Management Inc

Cardinal Capital Management, Inc. is a registered investment adviser firm established in January 1992, based in Raleigh, North Carolina. The firm specializes in providing investment advisory services to individuals, high net worth individuals, trusts, estates, charitable organizations, insurance companies, and corporations. Services offered include discretionary and non-discretionary investment advisory services on a fee-only basis. The annual investment advisory fee is negotiable and based on a percentage of assets under management, with a minimum annual fee of $2,500. Cardinal Capital does not offer financial planning services but may provide limited consultation on investment-related matters upon client request. The firm does not engage in wrap-fee programs and had over $579 million in assets under management on a discretionary basis as of December 31, 2022. Clients have the option to grant Cardinal Capital investment discretion, allowing the firm to buy, sell, or otherwise effect investment transactions on their behalf. The firm does not accept performance-based fees and acts as a fiduciary when advising clients on retirement rollovers. Cardinal Capital's investment strategies include long-term and short-term purchases, with a focus on fundamental analysis and asset allocation models. The firm's fee structure, custody arrangements, and brokerage practices are transparent, with a commitment to best execution and client interests. Clients receive regular account reviews and reporting to ensure alignment with their investment objectives. Cardinal Capital does not have any disciplinary actions on record and maintains a Code of Ethics to prevent the misuse of material non-public information. The firm does not receive compensation for client referrals and does not engage in directed brokerage arrangements. Clients are encouraged to review account statements and reports provided by the custodian in conjunction with those from Cardinal Capital. The firm also handles proxy voting for client securities and offers assistance with class action lawsuits through Broadridge Financial Solutions, Inc. Cardinal Capital's financial condition is stable, with no known impairments to meeting its contractual commitments.