Galvin, Gaustad & Stein, LLC

Galvin, Gaustad & Stein, LLC (GGS) is a registered investment adviser based in Scottsdale, Arizona, established in 2010. The firm offers financial planning, pension consulting, and investment management services. GGS is owned by intermediate subsidiaries and managed by Mark P. Stein, Stephen R. Galvin, and Stephen L. Gaustad. As of December 31, 2024, GGS had $1.22 billion of assets under management, with both discretionary and non-discretionary management options available. Clients have discretion over all decisions and are not obligated to act on recommendations. GGS primarily uses fundamental analysis for security selection and offers a range of financial planning services. The firm charges fees based on assets under management, with a minimum portfolio size requirement of $500,000. GGS may recommend the use of Independent Managers and participates in the Fidelity Wealth Advisor Solutions® Program. Clients receive regular account reviews and statements directly from custodians. GGS does not vote client securities and has not been involved in any material legal or disciplinary events. The firm does not have custody over client assets beyond fee payment authorization. GGS does not disclose financial information as it does not solicit prepayment exceeding $1,200 or have financial conditions impairing client commitments.