Sovereign Financial Group, Inc.

Sovereign Financial Group, Inc., operating under various names such as Massey Financial Services, Stone Arch Wealth Advisors, LLC, and Chedester Financial, is a registered investment advisor established in July 2003. The firm offers investment advisory services to individuals, high net worth individuals, trusts, estates, charitable organizations, businesses, retirement plans, and registered investment funds. As a fiduciary, Sovereign upholds a duty of loyalty, fairness, and good faith towards each client. The firm provides customized investment solutions through continuous client interaction, offering both discretionary and non-discretionary investment management services. Investment strategies primarily focus on long-term goals, utilizing diversified mutual funds, exchange-traded funds (ETFs), individual stocks, bonds, and options contracts. Sovereign may also recommend redistributing investments, diversifying portfolios, and employing cash positions as needed. The firm does not accept or maintain custody of client funds, except for limited purposes related to fee deductions. Sovereign does not charge performance-based fees and does not engage in soft dollar programs. Clients are encouraged to review brokerage statements provided by the custodian and compare them with reports from Sovereign to ensure accuracy. The firm's Privacy Policy ensures the protection and confidentiality of clients' personal information, with measures in place to safeguard data and prevent unauthorized access. Clients have the right to limit the sharing of their personal information and can request a copy of the Privacy Policy annually.