Ironwood Financial, LLC

Ironwood Financial, LLC, a Registered Investment Advisor Firm established in July 2009, offers a range of investment advisory services, including discretionary and non-discretionary options. The firm specializes in asset allocation strategies involving individual equities, fixed income products, mutual funds, and ETFs. Additionally, they provide financial planning services and retirement plan consulting. Ironwood's fee structure includes an annual fee of 1.00% for the first $5,000,000 in assets under management, with negotiable rates for amounts exceeding $5,000,000. The firm generally requires a minimum account size of $250,000, which may be waived under certain criteria. Ironwood acts as a fiduciary, committed to acting in the best interest of clients, and does not charge performance-based fees. Clients have the option to grant discretionary authority for investment decisions, with the ability to impose restrictions if desired. Ironwood does not participate in wrap fee programs and has no history of disciplinary actions. The firm's investment strategies are based on client risk profiles and goals, with a focus on long-term trading and risk management. Ironwood receives support services from custodians without additional cost to clients. Clients are encouraged to review account statements and reports regularly. Ironwood does not compensate non-advisory personnel for client referrals and maintains a Code of Ethics to ensure compliance and transparency in its operations.