Investment Metrics, LLC, doing business as Wellspring Financial Partners, is an investment advisor registered with the Securities and Exchange Commission since August 2011. The firm offers fee-only investment advisory services, including discretionary investment management and non-discretionary investment consulting. Wellspring Financial Partners primarily manages investment portfolios tailored to each client's financial status, objectives, and risk tolerance. The firm also provides financial planning, estate planning, and investment/non-investment consultations for separate fees. Clients have the option to impose restrictions on their accounts and can participate in the development of investment strategies. The firm does not provide cash or non-cash compensation for testimonials or endorsements. Wellspring Financial Partners does not participate in wrap fee programs and tailors advisory services to individual client needs. The firm manages over $1 billion in client assets, with a minimum investment amount not required. Investment strategies include strategic asset allocation, focusing on risk minimization and broad asset class exposure. The firm does not charge performance-based fees and acts as a fiduciary, always prioritizing clients' best interests. The firm's team includes Patrick J. Zumbusch, Deirdre M. Kochanski, John Sentner, Jacob Lingard, and Nathan Pawlak, each bringing a unique background and expertise to the firm. The team is committed to providing transparent and client-focused investment advisory services. Deirdre M. Kochanski serves as the Chief Compliance Officer, overseeing the firm's compliance program. Clients can contact Deirdre M. Kochanski for any questions or concerns regarding the firm's services.

Wealth Management Partners, LLC is a registered investment adviser based in Tucson, AZ, established in 2004. The firm offers a range of investment advisory services, including asset management and retirement plan consulting. As a fiduciary, the firm is committed to acting in the best interest of clients. For asset management, portfolios are tailored to individual needs and continuously monitored. Retirement plan consulting services include assistance with investment policy statements, asset allocation, and participant education. The firm's investment strategies include cash & cash equivalents, debt securities, equity securities, index funds, individual stocks, options, and fixed income. Clients must meet a minimum account balance of $500,000 for asset management services. The firm charges a maximum annual fee of 1.50% for asset management, billed quarterly. Regulatory assets under management total $578,314,905. The firm does not charge performance-based fees and does not engage in directed brokerage. Clients have the option to grant investment discretion to the firm. The firm does not accept proxy authority to vote client securities. Financial information is not provided as the firm does not have custody of client funds or securities and has no financial conditions impairing its obligations. For more details, clients can refer to the SEC's website using CRD #309790.

Cambridge Financial Group, LLC is an SEC registered investment adviser established in September 2001, offering fee-only financial planning and investment advisory services to individuals and families. The firm does not sell insurance or investment products for commissions and acts as a fiduciary when providing investment advice. Clients authorize the firm with discretionary authority for investment management services, allowing Cambridge Financial Group to execute investment recommendations without prior approval for each trade. The firm offers various engagement options, including the Standard Retainer and EdgeAhead services, with fees ranging from $5,000 to $70,000 for the initial year of the Standard Retainer. Investment strategies may include no-load mutual funds, exchange-traded funds, U.S. government securities, and individual bonds. Clients may also have the option to invest in digital assets such as Bitcoin through ETFs. The firm manages approximately $538,870,193 in assets under discretionary management as of December 31, 2024. Clients receive periodic reviews and recommendations, and the firm does not charge performance-based fees. Cambridge Financial Group does not take action on voting client securities or provide advice on class action lawsuits involving client accounts. The firm does not have any disciplinary information to disclose and has no financial commitments impairing its ability to meet client obligations.

Ironwood Financial, LLC, a Registered Investment Advisor Firm established in July 2009, offers a range of investment advisory services, including discretionary and non-discretionary options. The firm specializes in asset allocation strategies involving individual equities, fixed income products, mutual funds, and ETFs. Additionally, they provide financial planning services and retirement plan consulting. Ironwood's fee structure includes an annual fee of 1.00% for the first $5,000,000 in assets under management, with negotiable rates for amounts exceeding $5,000,000. The firm generally requires a minimum account size of $250,000, which may be waived under certain criteria. Ironwood acts as a fiduciary, committed to acting in the best interest of clients, and does not charge performance-based fees. Clients have the option to grant discretionary authority for investment decisions, with the ability to impose restrictions if desired. Ironwood does not participate in wrap fee programs and has no history of disciplinary actions. The firm's investment strategies are based on client risk profiles and goals, with a focus on long-term trading and risk management. Ironwood receives support services from custodians without additional cost to clients. Clients are encouraged to review account statements and reports regularly. Ironwood does not compensate non-advisory personnel for client referrals and maintains a Code of Ethics to ensure compliance and transparency in its operations.

Sterling Investment Management, LLC is an SEC-registered investment advisor founded in November 1995, providing sophisticated portfolio management services to high-net-worth individuals, endowments, foundations, and corporations across the United States. The firm's Chief Investment Officer is John H. Payne, CFA. Sterling offers investment advisory services on a fee-only basis, with portfolios customized to align with clients' financial goals. The firm predominantly invests in individual equity, fixed income, and alternative securities, with a focus on long-term investment strategies rooted in value investing. For clients with assets under management up to $5,000,000, Sterling charges a fee of 1.00%, which decreases for higher asset values. The firm generally requires a minimum annual fee of $10,000, paid quarterly in advance. Sterling may use soft dollars for research services and products, primarily through its custodian, Charles Schwab & Co. The firm exercises investment discretion, making decisions on securities, amounts, and brokers used, with a focus on best execution. The team at Sterling includes Arumayta M. Arguello, CFA, and Ross Patterson, CFP®, ChFC®, who contribute to portfolio management, research, and financial planning solutions. The firm upholds high ethical standards, with no disciplinary events to disclose. Clients are encouraged to visit the SEC's Investment Adviser Public Disclosure for more information. Sterling maintains custody through its custodian, Charles Schwab & Co., and conducts regular reviews of client accounts. The firm's investment philosophy emphasizes risk management and long-term capital appreciation.

Nova Financial Services is a financial advisory firm based in Tucson, Arizona. It currently has approximately $287,804,566 of assets under management and employs about 8 people. Nova Financial Services uses a fee structure of a percentage of assets under your management, hourly charges and fixed fees.

Capital West Partners, LLC is a privately owned limited liability company founded in 2004 by Jason C. Crane, CFA, and Jason J. Ruther. The firm is registered as an investment adviser with the U.S. Securities and Exchange Commission. Capital West Partners offers customized asset management services on a discretionary or non-discretionary basis, tailored to clients' investment goals, risk tolerance, and financial information. The firm manages client assets totaling $275,248,561 as of 12/31/2024, with discretionary assets amounting to $252,965,518 and non-discretionary assets at $22,283,043. For advisory services, Capital West Partners charges fees based on a percentage of total assets under management, with annual fees billed quarterly in arrears. The firm also offers financial consulting services at an hourly rate of $150. Clients typically require a minimum account size of $100,000 to establish an investment management relationship, which may be combined for family accounts. The firm's investment strategies include equity securities, fixed income securities, mutual funds, exchange-traded funds, and other types of investments based on client preferences and risk tolerance. Capital West Partners acts as a fiduciary, placing clients' interests ahead of the firm's, and reviews client accounts quarterly, providing written reports detailing performance. The firm does not have any disciplinary history to disclose and does not charge performance-based fees. Clients have the option to grant discretionary or non-discretionary authority to the firm, with the ability to impose restrictions on their accounts. Additionally, the firm participates in the institutional advisor program offered by Charles Schwab & Co., providing various benefits to clients.

Treiberg Wealth Management, established in 2002, offers asset management and brokerage services through LPL Financial LLC. In 2016, it became an independent investment advisor registered in Arizona and transitioned to an SEC-registered firm in 2019. The firm's owner, Michael Treiberg, holds various professional designations and provides discretionary fee-based asset management services to individual clients, high-net-worth individuals, and small businesses. Treiberg Wealth Management offers a wrap fee program providing comprehensive advisory services with a single fee covering portfolio management, advice, and research. Clients can choose between a wrap or non-wrap fee account under the Strategic Wealth Management program. Financial planning services are available separately for a fee, covering various aspects such as retirement, insurance, wealth accumulation, and tax planning. The firm discloses potential conflicts of interest, including compensation for the sale of securities and insurance products. Treiberg Wealth Management does not accept performance-based fees or engage in side-by-side management. Clients have investment discretion, and the firm does not vote client securities. The firm does not have custody of client funds and provides ongoing account reviews. Treiberg Wealth Management's Code of Ethics emphasizes fiduciary duty and ethical conduct. The firm utilizes artificial intelligence tools to enhance services and maintain data privacy. Additional information, including disciplinary history and financial details, is available on the SEC's website.

Imus Wilkinson Investment Management, LLC is a registered investment adviser based in Tucson, AZ, specializing in comprehensive portfolio management services for individuals, high net worth individuals, trusts, estates, charitable organizations, pension plans, and various business entities. Established by Gary K. Imus, the firm acts as a fiduciary, always prioritizing clients' best interests. Their wrap fee program offers a single fee structure covering investment advisory services and custodial transaction costs, with fees ranging from 0.75% to 1.25% based on assets under management. Imus Wilkinson utilizes asset allocation strategies, fundamental and technical analysis, and risk management to tailor portfolios to clients' goals and risk tolerance. The firm may recommend cash and cash equivalents as part of asset allocation. Clients have a minimum account balance requirement of $500,000 for the Wrap Comprehensive Portfolio Management service. Imus Wilkinson does not charge performance-based fees and does not recommend other wrap program services. The firm conducts regular reviews of client accounts and communicates with portfolio managers to align investment strategies with client objectives. Imus Wilkinson does not vote client securities and maintains a Code of Ethics to ensure fair and ethical practices. The firm discloses referral fee arrangements and does not have financial conditions impairing obligations to clients. Clients are encouraged to review the firm's Brochure for detailed information on services, fees, and investment strategies.