Gyl Financial Synergies, LLC

GYL Financial Synergies, LLC, based in West Hartford, Connecticut, is a registered investment adviser specializing in offering investment advisory and portfolio management services through its GYL Program. Established in 2016, the firm primarily allocates client assets among various investment options, including mutual funds, ETFs, stocks, bonds, and independent investment managers. Clients are charged annualized fees based on a percentage of their portfolio value, up to 1.20%. GYL also offers services on an unwrapped basis, with separate charges for portfolio management and execution. The firm has a business arrangement with SCS Capital Management LLC, allowing clients to invest in certain private investment vehicles managed by SCS. GYL discloses potential conflicts of interest, such as soft dollar arrangements and benefits received from Fidelity and Schwab. The firm's investment strategies include long-term approaches based on Modern Portfolio Theory, actively managed strategies like the Yield Enhanced Strategy and Focus Strategy, and recommendations for alternative investments. GYL also provides fiduciary and non-fiduciary consulting services, including financial planning and institutional consulting. Clients include individuals, high net worth individuals, institutions, and various plans. GYL emphasizes client communication, account reviews, and compliance with its Code of Ethics. For additional services like aging life care and family office services, the firm charges separate fees. Clients can access a Chief Compliance Officer for any questions or concerns regarding the firm's practices and disclosures.