Provident Trust Company, a registered investment adviser founded in 1999, offers integrated financial forecasting, portfolio management, and trust services. The firm's principal owners are J. Scott Harkness and trusts for his family's benefit. Provident manages equity, balanced, and fixed income portfolios, as well as serving as an adviser to a mutual fund and model portfolio adviser to unified managed accounts. Investment Strategies: - Equity Strategy: Utilizes a multi-cap core growth strategy focusing on companies with above-average historical sales and earnings. - Balanced Strategy: Combines multi-cap core growth equity strategy with fixed income to produce a balanced portfolio. - Fixed Income Strategy: Aims to provide steady income and principal stability with investments in fixed income ETFs and individual fixed income securities. Fees and Compensation: - Annual fees range from 0.60% to 0.80% based on the account size, with a minimum individually managed client relationship of $3 million. - Fees are billed monthly in arrears based on the account value at month-end. Investment Discretion: - Provident typically receives discretionary authority to make investment decisions for client accounts. - Clients may impose investment restrictions. Client Types: - Provides services to individuals, high net worth individuals, trusts, corporations, pension plans, charitable institutions, and more. Additional Information: - Provident does not charge performance-based fees. - The firm does not receive commissions for client referrals. - Provident acts as a custodian for client assets and provides quarterly reports. - Clients may request a copy of Provident's Code of Ethics and proxy voting policies. For more information, contact Provident Trust Company at (262) 521-2300 or [email protected].

IAG Wealth Partners, LLC is a registered investment adviser specializing in financial planning and investment management services. Established in April 1985, the firm offers initial financial planning services, follow-up financial planning services, consulting services, and investment advisory services. Clients can engage IAG for discretionary or non-discretionary investment advisory services, with fees based on a percentage of assets under management. The firm believes in a long-term buy-and-hold investment strategy, with investments typically held at a brokerage firm. As of December 31, 2024, IAG had $1,585,348,067 under discretionary management. IAG provides advisory services through the Strategic Wealth Management (SWM) Program, offering various investment options including model-based and custom investment strategies. The firm may also recommend third-party money managers to clients. Fees for services vary, with initial financial planning services starting at $1,200, ongoing financial planning services on a retainer basis, and consulting services ranging from $75 to $300 per hour. Clients are advised that investments involve risk, including possible loss of principal. IAG does not charge performance-based fees and does not take custody of client funds or securities. Clients have the option to select their own broker, but IAG typically recommends LPL Financial for executing transactions. The firm does not vote proxies on behalf of clients and does not have any disciplinary information to report.

Kowal Investment Group, LLC is a financial advisory firm based in Waukesha, Wisconsin. It currently has approximately $934,770,570 of assets under management and employs about 26 people. Kowal Investment Group, LLC uses a fee structure of a percentage of assets under your management and fixed fees.

Financial Solutions, LLC is a financial advisory firm based in Waukesha, Wisconsin. It currently has approximately $637,540,284 of assets under management and employs about 12 people. Financial Solutions, LLC uses a fee structure of a percentage of assets under your management, hourly charges, fixed fees and commissions.

Capital Innovations, LLC is an independent investment adviser founded in 2007, specializing in managing specialized investment strategies focusing on real assets for institutional investors and family offices worldwide. The firm provides discretionary and nondiscretionary advisory services, managing client portfolios across various infrastructure and real asset investments. They manage global public market investments and private markets investments across major geographies. Capital Innovations also offers discretionary and nondiscretionary investment advisory services through wrap fee programs. The firm's assets under management and advisement as of December 31, 2024, were $193,732,659 managed on a discretionary basis, $179,215,801 managed on a nondiscretionary basis, and $13,192,829 under advisement. The firm charges fees based on a percentage of assets under management, with a preferred minimum account size of $250,000. Clients can place reasonable restrictions on CI's investment discretion, impacting performance. CI may compensate others for client referrals and has a privacy policy in place to protect client information. The firm does not maintain custody of client funds or securities, except for fee deductions. Clients receive written reports at least quarterly, showing account size, performance, and holdings. CI offers advisory services on a nondiscretionary or discretionary basis, with full discretionary authority granted by clients. The firm votes proxies for clients only if directed and maintains a privacy policy to safeguard client information.