Broadview Financial Management, LLC, established in September 2009, offers financial planning, consulting, and investment management services. The firm manages approximately $623 million in assets, primarily on a discretionary basis. Clients can receive financial planning services covering various areas such as retirement planning, risk management, and tax planning. Broadview acts as a fiduciary for retirement accounts, prioritizing clients' best interests. The firm's investment strategy is based on Modern Portfolio Theory, aiming to diversify portfolios with mutual funds and ETFs to maximize returns and minimize risk. Clients have the option to restrict discretionary authority over legacy investments. Broadview charges fees based on a tiered schedule linked to assets under management, starting at 1.00% for the first $1 million. The firm does not engage in performance-based fees and does not participate in soft dollar arrangements. Broadview recommends Fidelity and Schwab for custody and transactions, considering factors like financial strength and service quality. Clients receive account statements directly from custodians and quarterly reports from the firm. Broadview does not accept compensation from third-party solicitors or engage in soft dollar arrangements. The firm does not vote on client securities' proxies but assists clients in making decisions regarding class action lawsuits. Broadview does not disclose financial information as it meets all relevant criteria.

**Intrinsic Investors, LLC Summary:** **Background & Expertise:** Intrinsic Investors, LLC is a Registered Investment Adviser based in Wauwatosa, Wisconsin, established in January 2000. The firm specializes in continuous asset management services on a discretionary basis. Intrinsic offers tailored advice to a wide variety of clients, with assets under management totaling $124,452,314 as of December 31, 2024. **Consumer-Facing Terms:** - **Minimum Account Size:** The minimum portfolio size for Intrinsic to provide Asset Management Services is usually $100,000. - **Fee Structure:** Fees for Asset Management Services are based on the value of assets managed, ranging from 0.25% to 2.00% annually. - **Fiduciary Status:** Intrinsic represents that it and each employee are fiduciaries for employee benefit plans subject to ERISA. - **Investment Discretion:** Intrinsic may exercise discretion in selecting securities to buy and sell without specific client consent. **Advisory Business Description:** Intrinsic utilizes fundamental and technical analysis for investment decisions, offering services such as asset allocation, dollar-cost averaging, and long-term and short-term purchases. The firm's investment strategies aim to match rates of return with risk tolerance, with a focus on client-specific needs and objectives. **Privacy Policy:** Intrinsic collects client information to support financial needs, provide customer service, and fulfill legal requirements. The firm does not disclose nonpublic personal information without consent and maintains safeguards to protect client data. **Supervision & Compliance:** Intrinsic's Representatives are supervised by William Fons, the Chief Compliance Officer, ensuring adherence to regulatory and internal procedures. This summary provides an overview of Intrinsic Investors, LLC's background, expertise, consumer-facing terms, investment strategies, and compliance practices, offering insight into the firm's services and commitment to client interests.