CAPTRUST vs. Fisher Investments: what’s the difference?

Summary 

CAPTRUST vs. Fisher Investments: what are the differences? 

CAPTRUST is an SEC-regulated financial advisory firm. CAPTRUST's financial services include investment and tax, estate, and retirement planning. 

Fisher Investments offers investment advice and portfolio planning for wealthy clients. The firm provides financial and investment planning services and personalized portfolios and currently has over $265 billion in assets under management (AUM).  

What fees can I expect from Fisher Investments & CAPTRUST? 

Financial advisory firms may charge various fees for their services, including advisor fees, trading commissions, and account management fees.  

Fisher Investments' fees are based on an AUM fee for portfolio management, which constitutes a percentage of a client’s invested assets. 

CAPTRUST fees are a little different. They operate as a fee-based firm and offer a choice between wrap-fee and non-wrap-fee structures.  

Fisher Investments fees 

Fisher Investments fees reduce as clients invest more in their portfolios. The firm requires an account minimum of $500,000 and investments up to $1 million, and it charges fees of 1.25% AUM per annum.  

Investments of up to $4 million are charged at 1.125% per annum, and Fisher Investments financial advisor clients with over $5 million in their portfolios will pay 1% AUM per year. 

CAPTRUST fees 

CAPTRUST fees come in both wrap and non-wrap options.  

Wrap fees will cover all expenses, including those related to brokerage and execution services. Non-wrap fees will only cover financial advisory services, and additional services levied must be paid separately. 

The firm’s non-wrap fee schedule charges 2.25% AUM on investments up to $500,000, 2.00% on investments up to $1 million, and 1.75% up to $2 million. Portfolios worth up to $5 million will attract 1.25% AUM fees per annum, and fees for portfolios worth more than $5 million stand at 1.00% AUM. 

Wrap fees work on a minimum/maximum scale. Portfolios worth up to $1 million will be charged 0.35%/0.65% in manager and platform fees and a maximum total fee of 2.25% AUM. Investments of up to $5 million will levy 0.25%/0.55% for management and up to 1.75% total fees.  

Is Fisher Investments or CAPTRUST better? 

When comparing CAPTRUST and Fisher Investments, both firms offer reputable financial advisory services but differ in their offerings and fee structures.  

Here are their potential pros and cons to help you make the best choice for your needs. 

Pros of Fisher Investments 

Cons of Fisher Investments 

Pros of CAPTRUST 

Cons of CAPTRUST 

CAPTRUST or Fisher Investments: which should I choose? 

Fisher Investments and CAPTRUST financial advisors each offer their own strengths, but one option may be better suited to your specific needs and goals as an investor.  

Along with fees, core offerings, and pros and cons, here are some questions to consider when making your choice. 

How do Fisher Investments and CAPTRUST remain competitive and adapt to changing market conditions? 

Fisher maintains its competitive nature with personalized wealth management services. It tailors each portfolio to its client’s needs and unique financial goals through its portfolio design and financial planning strategies.  

CAPTRUST stays competitive by working with both high- and low-net-worth investors, banks, investment firms, government entities, businesses, and charities. It offers an extensive range of financial advisory services to meet a spectrum of client needs. 

Which platform provides better customer service and support? 

Fisher Investments customer service assigns each client their own Fisher Investments financial advisor who provides ongoing support in reaching their financial goals.  

Customer service is available via email, phone call, and by scheduling a meeting with your assigned advisor. 

CAPTRUST customer service is only available through the firm’s Contact Us webpage.  

You can reach the support team by filling out a form describing your identity and needs, and a representative will contact you as soon as possible. 

Can I access my Fisher Investments or CAPTRUST accounts through their websites and mobile apps? 

Fisher Investments offers a simple online platform for checking portfolio performance, balances, and asset location. However, all management services require the assistance of a financial advisor. 

CAPTRUST also offers access to client accounts online and via mobile, allowing clients to check their account balances, transaction histories, investment performances, and other essential data. 

What are Fisher Investments & CAPTRUST’s specific investment strategies? 

Fisher Investments strategies differ from CAPTRUST’s investment strategies in a few key ways: 

Fisher Investments strategies 

Fisher Investments prioritizes stocks in 2024 due to political uncertainty and economic strength in the US. The firm generally takes a disciplined investment approach and encourages long-term investing to meet clients’ goals.  

Fisher Investments financial advisors create personalized investment strategies that account for client risk tolerance and time horizons to protect clients against volatility. 

CAPTRUST investment strategies 

CAPTRUST financial services adopts a client-centered approach and uses personal information and advisors’ skills to identify the best securities and strategies for individual needs.  

The firm uses a range of short-term and long-term securities in its portfolios and uses both quantitative and qualitative research methods to recommend optimal investment vehicles. 

Find the right financial advisor 

Both CAPTRUST and Fisher Investments are reputable choices when it comes to financial advisory services.  

Let Unbiased connect you with an SEC-regulated financial advisor who can offer expert advice to help you reach your financial goals.