Dupont Capital Management is a financial advisory firm based in Wilmington, Delaware. It currently has approximately $19,915,877,000 of assets under management and employs about 73 people. Dupont Capital Management uses a fee structure of a percentage of assets under your management, fixed fees, performance-based fees and reimbursement of expenses as permitted by erisa.

Wilmington Trust Investment Advisors, Inc. is a financial advisory firm based in Wilmington, Delaware. It currently has approximately $16,429,172,028 of assets under management and employs about 127 people. Wilmington Trust Investment Advisors, Inc. uses a fee structure of a percentage of assets under your management and fixed fees.

Great Valley Advisor Group, Inc. is a financial advisory firm based in Wilmington, Delaware. It currently has approximately $4,232,604,679 of assets under management and employs about 146 people. Great Valley Advisor Group, Inc. uses a fee structure of a percentage of assets under your management, hourly charges and fixed fees.

Realta Investment Advisors, Inc is a financial advisory firm based in Wilmington, Delaware. It currently has approximately $670,588,411 of assets under management and employs about 77 people. Realta Investment Advisors, Inc uses a fee structure of a percentage of assets under your management, hourly charges and fixed fees.

Affinity Wealth Management LLC is a registered investment advisor established in October 2017, operating under The Wealth Design Group, Inc. The firm specializes in providing investment advisory services to individuals, high net worth individuals, trusts, estates, corporations, and retirement plans. Affinity Wealth Management LLC acts as a fiduciary, upholding a duty of loyalty, fairness, and good faith towards each client. The firm offers wealth management services, including investment management services and financial planning services. Investment management services involve creating customized investment strategies, constructing portfolios, and monitoring investments to meet clients' goals. Financial planning services cover various areas such as investment planning, retirement planning, estate planning, and insurance needs. The firm charges annual investment advisory fees ranging from 0.50% to 1.50% based on factors like service complexity and asset levels. AWM does not charge performance-based fees and does not manage proprietary investment funds. The firm primarily employs fundamental, technical, cyclical, and charting analysis methods in developing investment strategies. Clients are encouraged to review brokerage statements and may receive periodic reports on holdings, allocations, and performance. AWM does not accept proxy-voting responsibility for clients. The firm does not have custody of client accounts except for fee deduction purposes. AWM maintains a Privacy Policy to protect clients' personal information and shares information with third parties only for servicing accounts, not marketing purposes. Clients can limit the sharing of their information.

**Background and Expertise:** Daniels + Tansey, LLP is a registered investment advisor established in Delaware. The firm specializes in providing investment advisory services, wealth management services, multi-family office services, financial planning, and matrimonial financial planning and litigation support. The firm was formed as a limited liability partnership and is subject to a fiduciary standard of care, ensuring that client interests are prioritized. The firm's partners include DeVon Daniels, Christopher F. Daniels, Susan Benson, Adele McIntosh, Christopher W. Daniels, T. Jordan Daniels, and Tim DeAngelo. **Consumer-Facing Terms:** - Minimum Investment Size: $500,000 for new accounts, but may be waived under certain circumstances. - Fee Structure: Fees are tiered based on assets under management, ranging from 0.15% to 1.25% for different account types. - Fiduciary Status: Daniels + Tansey acts as a fiduciary, obligated to act in the best interest of clients. - Investment Discretion: The firm primarily manages accounts on a discretionary basis, with full authority to make investment decisions. Non-discretionary services are available upon client request. - Custody: Client funds and securities are held with a qualified custodian, and clients receive quarterly statements directly from the custodian. - Investment Philosophy: The firm employs an active management style, focusing on risk-adjusted returns, diversification, and asset allocation tailored to client risk profiles and objectives. **Advisory Business Description:** Daniels + Tansey offers a range of services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and other entities. The firm's investment strategies include Ultra Conservative, Conservative, Moderate, Growth, Aggressive Growth, and Fixed Income portfolios, each designed to meet different risk profiles and investment objectives. The firm emphasizes continuous monitoring, rebalancing, and customization based on client needs. This summary is based on the information provided in the brochure of Daniels + Tansey, LLP as of March 2023. For further details or inquiries, clients are encouraged to contact the Chief Compliance Officer at the firm.

RiversEdge Advisors, LLC, also known as RiversEdge Advisors, is a registered investment advisor with the U.S. Securities and Exchange Commission (SEC). The firm was established in August 2018 and is owned and operated by Brian J. Carney, Jarrett F. Morris, and Timothy J. Mihok. RiversEdge Advisors offers advisory services to individuals, high net worth individuals, families, trusts, estates, businesses, retirement plans, and insurance companies. The firm provides customized investment advisory solutions, including discretionary and non-discretionary investment management, financial planning services, and retirement plan advisory services. The investment philosophy is based primarily on modern portfolio theory, with a focus on exchange-traded funds (ETFs), mutual funds, individual equity securities, and fixed income securities. RiversEdge Advisors encourages long-term investment approaches tailored to each client's unique situation. The firm charges fees for advisory services based on a percentage of assets under management, with additional fees for financial planning and consulting services. RiversEdge Advisors does not compensate solicitors for client referrals. The firm does not charge performance-based fees and does not manage proprietary investment funds. Clients have discretion over the selection and amount of securities bought

Clariti Wealth Advisors is a registered investment adviser established in January 1983 and based in Wilmington, DE. The firm offers financial planning and investment management services, tailored to support clients' specific financial goals and objectives. Services include financial planning, investment management, tax planning reviews, and assistance with trust distributions. Hourly consultations are available for clients with specific needs. Investment advisory services are offered to individuals, trusts, retirement plans, and non-profit organizations. The firm does not serve as an attorney and does not provide legal services. Clients have discretion over their investments, with the firm typically receiving discretionary authority to select securities based on agreed-upon guidelines. Clariti Wealth Advisors charges fees ranging from 0.45% to 0.95% annually, based on the client's investable assets. The firm primarily uses mutual funds and ETFs for investment exposure and employs a combination of active and passive strategies. Clients are periodically updated on their investment accounts and receive consolidated reports. The firm does not charge performance-based fees and does not vote proxies on behalf of clients. Clariti Wealth Advisors does not have any disciplinary events and has no financial conditions that would impair its ability to meet client commitments. The firm emphasizes a Code of Ethics focused on objectivity, fairness, and regulatory compliance. Clients are urged to review custodian statements and reports provided by the firm.

Westover Capital Advisors, LLC is an SEC-registered investment advisory firm that began conducting business in 1999. The firm specializes in providing investment management, wealth advisory, consulting, and other wealth management services. They offer comprehensive financial oversight to foundations and charitable organizations, assisting with investment management, spending planning, and compliance with fiduciary responsibilities. Westover Capital Advisors charges fees based on assets under management, typically ranging from 0.75% to 1.5%. The firm does not charge performance-based fees or manage private funds side-by-side with client accounts. Clients have the option to direct brokerage services, and the firm recommends utilizing the services of Charles Schwab & Co., Inc. for custody and brokerage services. Westover Capital Advisors does not vote proxies on behalf of clients and does not require payment of fees in advance exceeding $1,200. The firm has a sound financial condition and has not been subject to a bankruptcy petition in the past ten years. Clients are encouraged to review their custodial statements and contact the firm with any concerns.