Shorepoint Capital Partners LLC is a financial advisor firm established in 2009, offering asset management services to various clients, including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and small businesses. The firm also acts as a sub-adviser to client accounts on a discretionary basis. Services provided include financial planning, investment management, tax planning, insurance review, education funding, retirement planning, and estate planning. The firm's investment philosophy focuses on providing optimal after-tax, risk-adjusted returns over long-term time horizons aligned with clients' objectives. Shorepoint Capital Partners manages two private funds, Shorepoint Income Fund I, LP, and Shorepoint Income Fund II, LP, investing in private real estate, debt, equity securities, and public income-producing securities. The firm charges fees based on a percentage of assets under management, typically ranging from 1.00% to 1.25%, with a minimum annual fee of $5,000. The minimum account size for investment management services is $500,000 for Primary Accounts and $250,000 for the private funds. The firm operates as a fiduciary, acting in the best interests of clients. Clients maintain control over their assets, and the firm does not act as a custodian. Shorepoint Capital Partners does not engage in financial industry activities beyond advisory services and discloses any conflicts of interest to clients. The firm's investment strategies are based on fundamental analysis, aiming to maximize after-tax returns by focusing on transparency, income generation, and risk minimization. Clients receive regular account reviews and performance reports, and the firm does not vote proxies on securities. Shorepoint Capital Partners prioritizes client privacy and security, maintaining strict confidentiality and safeguarding of customer information.

**Summary:** **Background and Expertise:** FinArc Investments, Inc. is a registered investment adviser based in Norwood, Massachusetts, established in February 2013 after acquiring FinArc, LLC, which provided advisory services since 1996. The principal owner is Matthew C. Slaney, CFA. The firm specializes in personalized investment advisory services, including money management, pension consulting, financial planning, and general consulting services. **Consumer-Facing Terms:** - **Minimum Initial Investment:** Varies based on the type of portfolio, with a minimum annual fee of $2,500 for mutual fund portfolios and $5,000 for accounts with individual stocks, bonds, and mutual funds. - **Fee Structure:** Tiered fee schedules based on portfolio size, with annualized fees ranging from 0.50% to 1.00%. - **Fiduciary Status:** Acts as a fiduciary, putting clients' interests first. - **Investment Discretion:** Offers both discretionary and non-discretionary asset management services, allowing clients to grant authority to manage their accounts. - **Investment Strategy:** Utilizes fundamental and technical analysis, long-term and short-term purchases, and offers advice on various types of investments. - **Account Size:** Requires a minimum of $250,000 to open and maintain an advisory account, with the ability to waive this minimum under certain circumstances. **Advisory Business Description:** FinArc Investments, Inc. provides continuous discretionary and non-discretionary asset management and investment advisory services, pension consulting services under ERISA regulations, financial planning, and general consulting services. The firm's investment strategies are tailored to individual client needs, utilizing fundamental and technical analysis, and offering advice on various investment types. The firm acts as a fiduciary, ensuring clients' best interests are prioritized. This summary provides an overview of FinArc Investments, Inc.'s background, expertise, consumer-facing terms, and investment strategies, helping potential clients understand the firm's services and approach to investment management.