Beaumont Financial Partners, LLC, established in 1999, offers wealth management and family office services to affluent individuals, families, small businesses, and select institutions. The firm provides investment management services tailored to each client's financial situation, investment objectives, risk tolerance, and time horizon. Clients can impose restrictions on securities or types of securities, and Beaumont reserves the right to invest accounts more conservatively if needed. The firm does not participate in wrap fee programs and manages approximately $2.69 billion in assets under management and advisement, with discretionary assets at around $1.90 billion and non-discretionary assets at approximately $788 million as of June 30, 2022. Beaumont charges annual investment management fees ranging from 0.50% to 1.00% based on assets under management. Clients can choose to have fees deducted from their accounts or be invoiced. The firm does not accept compensation for the sale of securities or other investment products. Beaumont does not vote proxies on behalf of clients and maintains strict confidentiality and security procedures to protect client information. Clients can opt-out of having their information shared with third parties. Beaumont does not vote proxies on behalf of clients and maintains strict confidentiality and security procedures to protect client information. Clients can opt-out of having their information shared with third parties.

Armstrong Advisory Group Inc. is a financial advisory firm based in Needham, Massachusetts. It currently has approximately $1,018,067,168 of assets under management and employs about 25 people. Armstrong Advisory Group Inc. uses a fee structure of a percentage of assets under your management and fixed fees.

Stage Harbor Financial, LLC is a registered investment advisor established in February 2018 and based in Westwood, MA. The firm offers financial planning, consulting, and investment management services to individuals, high net worth individuals, trusts, estates, businesses, and retirement plans. Clients enter into agreements with Stage Harbor, which serves as a fiduciary, acting in the best interests of clients. The firm primarily allocates client assets among mutual funds, ETFs, debt securities, and independent investment managers. Stage Harbor may also manage assets in retirement accounts and offers wealth management services tailored to individual client needs. The firm charges an annual fee based on assets under management, with a tiered fee schedule. As of December 31, 2024, Stage Harbor manages $972,886,954 in client assets on a discretionary basis. The firm does not charge performance-based fees, participates in soft dollar programs, or receive compensation for securities transactions. Clients are encouraged to review account statements and reports provided by the custodian and Stage Harbor. The firm has not had any disciplinary events and provides a detailed Code of Ethics for its supervised persons. Clients are responsible for voting on securities unless they assign proxy voting responsibilities to Stage Harbor.

Centerpoint Advisors, LLC is an SEC registered investment adviser specializing in investment and wealth management services, including wealth accumulation, asset allocation, retirement planning, and financial planning. The firm was established in July 2011 and is operated by principals Jennifer M. Wolfsberg and John E. Wolfsberg. As of December 31, 2024, Centerpoint manages approximately $687,679,354.39 in client assets, with about $668,903,744.24 managed on a discretionary basis. Clients can engage Centerpoint for discretionary or non-discretionary asset management, family office services, and consulting. The firm primarily allocates client assets among ETFs, mutual funds, and individual securities based on client objectives. Centerpoint may also utilize third-party money managers for separately managed accounts. The firm conducts fundamental and technical analysis for investment decisions and offers a range of investment strategies, including fixed income, equities, mutual funds, and alternative investments. Clients are advised on risk factors and potential losses associated with investments. Centerpoint operates on a fee basis, with fees ranging from 0.40% to 1.50% annually, subject to a minimum fee of $30,000. The firm does not provide services for performance-based fees and acts as a fiduciary, putting clients' interests first. Clients have the option to engage in financial planning services, including comprehensive financial planning, net worth analysis, investment strategy analysis, and retirement planning. Centerpoint does not have any disciplinary disclosures or financial impairments that would affect its ability to meet client commitments. For any inquiries, clients can contact Jennifer M. Wolfsberg, the Chief Compliance Officer.

Fsa Wealth Management, LLC is a financial advisory firm based in Needham, Massachusetts. It currently has approximately $380,000,000 of assets under management and employs about 5 people. Fsa Wealth Management, LLC uses a fee structure of a percentage of assets under your management and fixed fees.

Goodman Advisory Group, LLC is a financial advisory firm based in Needham, Massachusetts. It currently has approximately $258,602,371 of assets under management and employs about 6 people. Goodman Advisory Group, LLC uses a fee structure of a percentage of assets under your management, hourly charges and fixed fees.

Darrow Wealth Management, operating since September 1987, is a fee-only wealth management and investment advisory firm based in Needham, Massachusetts. The firm offers financial modeling, consulting, and investment management services, primarily through its Darrow Money Management program. Darrow tailors investment strategies based on each client's risk profile and financial goals, utilizing mutual funds, ETFs, and occasionally other securities. The firm imposes a $2,000,000 household asset minimum for its services but may accept smaller portfolios based on various criteria. Clients can grant Darrow discretionary authority to manage their accounts, allowing the firm to make investment decisions without prior approval. Darrow also offers Private Wealth Management for clients meeting a minimum annual fee of $5,000, providing ongoing financial planning and advisory support. The firm follows a code of ethics, acts as a fiduciary for retirement accounts, and does not engage in performance-based fees or side-by-side management. Clients receive regular account statements and have access to a client portal for account information. Darrow does not receive compensation for client referrals and does not vote proxies on behalf of clients. The firm recommends the brokerage services of Charles Schwab & Co. Inc. for custody and trading services.

Pinnacle Pension Consultants, LLC is an SEC-registered investment adviser established in 2005, with its principal place of business in MA. The firm specializes in providing pension consulting services to various clients, including pension, profit sharing, and 401(k) plans, as well as individuals, trusts, estates, and charitable organizations. Services offered include Investment Policy Statement Preparation, Selection of Investment Vehicles, Monitoring of Investment Performance, and Employee Communications. The firm's fees for Pension Consulting Services range from 0.05% to 1.00% of plan assets, depending on the services requested and plan size. Pinnacle Pension Consultants, LLC does not charge performance-based fees and does not provide discretionary asset management services. The firm's investment strategies include Long-term purchases and Short-term purchases. The methods of analysis used by the firm include Fundamental Analysis, Cyclical Analysis, Quantitative Analysis, Qualitative Analysis, Asset Allocation, and Mutual Fund, Collective Investment Trust, and/or ETF Analysis. Pinnacle Pension Consultants, LLC has no reportable disciplinary events and does not have custody of client accounts. The firm's Code of Ethics emphasizes high ethical standards and prohibits engaging in principal transactions. Clients have the responsibility to vote on proxies for their securities. The firm does not offer consulting assistance regarding proxy issues.

Commons Capital, LLC is a financial advisory firm based in Needham, Massachusetts. It currently has approximately $161,023,093 of assets under management and employs about 4 people. Commons Capital, LLC uses a fee structure of a percentage of assets under your management and fixed fees.