Cornerstone Wealth Strategies, Inc., based in Kennewick, WA, offers a comprehensive Wrap Fee Program as part of its advisory services. Established in an open-architecture, fee-based investment platform, the firm provides tailored investment advice and management to clients based on individual goals and risk tolerance. Clients can consolidate multiple investments into one account, with investments selected by Cornerstone advisors. The firm charges a negotiable Account Fee based on a percentage of assets, with a fee schedule ranging from 1.25% to 0.50% based on investable assets. Clients do not incur individual transaction costs within the Wrap Fee Program. Cornerstone does not use outside portfolio managers, with all accounts managed by its advisors, who are required to have financial advisory experience and appropriate licenses. The firm employs various methods of analysis and investment strategies, including fundamental, technical, and quantitative approaches. Clients have the ability to impose restrictions on investments, and the firm does not charge performance-based fees. Cornerstone emphasizes a fiduciary duty to act in the best interest of clients and provides ongoing reviews of client accounts. The firm discloses potential conflicts of interest related to compensation from LPL Financial and vendors, as well as its Code of Ethics and client referral practices. Clients are encouraged to contact their portfolio managers directly with any questions or concerns.

Petersen Hastings Investment Management Inc is a financial advisory firm based in Kennewick, Washington. It currently has approximately $927,086,401 of assets under management and employs about 17 people. Petersen Hastings Investment Management Inc uses a fee structure of a percentage of assets under your management and hourly charges.

HFG Advisors, Inc. is a registered investment adviser founded in August 2014, specializing in fee-based investment management and financial planning services. The firm does not act as a custodian of client assets, allowing clients to maintain control over their assets. HFG offers services such as tax planning, legacy planning, educational planning, and financial budgeting for a fee. The firm also provides socially conscious investment portfolios upon client request. The firm's investment strategy is grounded in Modern Portfolio Theory, focusing on asset allocation as the primary determinant of portfolio return variability. HFG typically recommends passive, asset-class mutual funds and exchange-traded funds for diversification. Clients have the option to impose restrictions on investing in certain securities or types of securities. HFG requires a minimum account size of $500,000, with the discretion to accept accounts with fewer assets under certain circumstances. The firm's fee structure is based on a percentage of assets under management, with fees detailed in the Investment Advisor agreement. The firm's employees, including financial advisors and investment advisor representatives, hold various certifications such as Certified Financial Planner (CFP®) and Chartered Financial

Monson Wealth Management, Inc. is a financial advisory firm based in Kennewick, WA, established in March 2014 by Eldon Fielding-Monson. The firm offers a range of advisory services, including investment management, financial planning, and portfolio monitoring. Clients can choose between discretionary and non-discretionary investment management services. The minimum account size for new clients is $250,000. Monson's fee structure is tiered based on total assets under management, ranging from 1.75% annually for accounts up to $49,999.99 to 0.75% for accounts over $3,000,000. Financial planning services are offered at an hourly rate of up to $500. Monson acts as a fiduciary, always prioritizing clients' best interests. The firm's investment strategies are based on modern portfolio theory and efficient market hypothesis, aiming to capture market rates of return and risk. Monson does not accept performance-based fees or compensation for the sale of securities. The firm reviews client accounts regularly, with investment models reviewed quarterly. Monson does not have any disciplinary actions or bankruptcy petitions in the last ten years. Clients' assets are held with a qualified custodian, and Monson provides discretionary and non-discretionary investment advisory services. Monson does not accept voting authority for client securities.