Terry John Hastings, a Registered Representative at Colorado Financial Service Corporation, has a Bachelor of Science in Business from the University of San Francisco. With no material disciplinary events, Mr. Hastings provides financial planning services, IAR directed asset management services, and selection of third-party sponsored advisory programs. He receives additional compensation as an insurance agent, consultant, and financial planner, without performance-based fees. When attending seminars sponsored by third parties, costs are reimbursed, and non-cash compensation may be received. Clients have control over selecting third-party investment advisers and their specific investment styles. Mr. Hastings' investment philosophy focuses on assisting long-term investors in reaching their financial goals by analyzing risk tolerance, time horizon, income needs, and investable resources. He selects funds, managers, and strategies for fee-based advisory accounts, adjusting portfolios as needed. Clients are kept informed through regular meetings, but strategies involving frequent trading may increase risk and transaction charges. Clients are advised to consult a tax advisor for tax implications of frequent trading. For more detailed information, refer to the Form ADV Part II-2A and/or 2B.