New Vernon Wealth Management LLC, established in 2013, succeeded SF Investments, Inc., operating since 2003. The firm specializes in discretionary investment advisory services for high net worth individuals and entities, managing assets based on individual goals and risk tolerance. Investment strategies include forward-looking, value-based approaches across various securities and asset classes. Clients are charged asset-based fees ranging from 0.85% to 1.50%, with potential fee negotiations based on account size and services. The firm may aggregate orders for best execution, and clients receive regular account reviews and reporting. NV-WM does not vote proxies for clients and has no disciplinary events to report. The firm's investment philosophy emphasizes capital preservation, balanced income & growth, and capital appreciation, with a focus on long-term value investing. NV-WM's financial practices include custody of client funds at qualified custodians and investment discretion granted by clients. The firm does not vote on client securities and has no financial commitments impairing its fiduciary obligations. NV-WM does not vote proxies for clients and has a clean financial record.

Fort Sheridan Advisors LLC is an independent financial advisory firm based in Highland Park, Illinois, established in 2009. The firm specializes in providing customized investment advice and management services, focusing on global equity, fixed income, foreign exchange, commodity, and credit markets. They offer discretionary asset management services, creating and managing customized portfolios based on client objectives, time horizons, liquidity needs, and risk tolerance. Fort Sheridan acts as a partner to clients, providing conflict-free services on a fixed-fee basis without lockups or soft dollars. Clients include family offices, high net worth individuals, pensions, endowments, trusts, charitable organizations, and corporations. The firm does not charge performance-based fees and ensures investment discretion through limited power of attorney agreements. Fort Sheridan has regulatory assets under management of approximately $908.9 million and provides pension consulting services tailored to specific investment policy statements. The firm's investment strategies involve quantitative methods, technical analysis, and computer models, with a focus on optimizing client portfolios. Fort Sheridan emphasizes best execution practices, fair trade allocations, and ongoing account monitoring. The firm does not engage in directed brokerage, soft dollar arrangements, or paying for client referrals. Additionally, Fort Sheridan has no disciplinary history, bankruptcy petitions, or financial conditions that would impair its ability to serve clients.

Silverpepper LLC is a financial advisory firm based in Highland Park, Illinois. It currently has approximately $174,391,376 of assets under management and employs about 4 people. Silverpepper LLC uses a fee structure of and a percentage of assets under your management.

Insight Securities, Inc. is a registered investment adviser offering investment advice and portfolio management services. Established in 2020, the firm is wholly owned by Intelligenics, Inc., with Carlos Legaspy as the majority shareholder and James Gaafar as the Chief Operating Officer. As of June 30, 2023, the firm manages approximately $126,748,000 in assets, including $9,000,000 in the wrap program. Insight provides ongoing asset allocation among cash money market funds, equities, and bonds to meet client objectives. The firm offers comprehensive financial planning services and an open architecture platform for independent RIAs. Clients may have discretionary accounts with Insight, allowing the firm to direct investments and manage fees. Wrap fees range from 1.00% to 2.0% of portfolio assets, payable quarterly in advance. Fixed fees for non-discretionary services range from $100 to $250 per hour. Insight serves individuals, high net worth individuals, trusts, corporate pension plans, and other institutions. The firm conducts due diligence on third-party managers, employs various analysis methods, and follows guidelines to invest in good stocks and quality bonds. Clients retain voting rights for their securities, and Insight does not vote proxies on their behalf. The firm has a Code of Ethics to ensure compliance with fiduciary duties and regulatory requirements. Clients receive quarterly statements from custodians holding their assets.

**Firm Background and Expertise:** Precise Investment Management, Inc., also known as Precise Management, Inc., is a registered investment adviser established in 2016. The firm specializes in providing discretionary portfolio management services for individuals, small businesses, and institutional clients. Precise offers services such as the Precise Worldview Structured Program and the Precise Worldview Focus Program, which involve sub-advisory agreements with Portfolio Managers for the discretionary management of client accounts. **Consumer-Facing Terms:** - **Minimum Initial Investment:** No minimum requirement for opening or maintaining an account. - **Fee Structure:** Advisory fees range from 0.75% to 2.00% for single managed accounts, and from 0.75% to 1.50% for Precise Worldview Focus and Structured Programs. - **Fiduciary Status:** Precise acts as a fiduciary, obligated to provide advice in the best interest of clients. - **Investment Discretion:** Precise has discretionary authority over client accounts, making determinations on securities transactions based on client objectives and guidelines. **Advisory Business Description:** Precise utilizes various analysis methods such as charting, technical, fundamental, and cyclical analysis. The firm's investment strategies include long-term and short-term purchases, trading, option writing, and the utilization of alternative investments. Clients are informed about the risks involved in investing, including general risks, trading risks, margin risk, and option writing risks. This summary provides an overview of Precise Investment Management, Inc.'s background, expertise, consumer-facing terms, investment discretion, and advisory business description as outlined in their Form ADV brochure. For further details, clients are encouraged to contact Precise directly.