Clearwater Capital Partners, an SEC-registered investment adviser, offers the Clearwater Capital Strategic Wealth Management Program, a wrap fee program established in 2006. The firm acts as the sole investment manager, managing assets for various clients to meet financial goals while considering risk tolerance. As a fiduciary, Clearwater Capital Partners always acts in the client's best interest, providing individualized investment advice based on financial circumstances and objectives. The firm primarily manages accounts on a discretionary basis, with some exceptions for private placement investments. Investment recommendations cover a range of securities, including ETFs, mutual funds, and thematic exploration strategies for select clients. The fee structure is tiered based on assets under management, ranging from 1.00% to 0.200%. Clients may withdraw assets at any time, subject to customary procedures. The firm's investment strategies include asset allocation, long-term purchases, portfolio rebalancing, short-term purchases, margin transactions, and option writing. Clearwater Capital Partners discloses affiliations with related entities providing bookkeeping, insurance, and business consulting services. The firm's Code of Ethics ensures ethical conduct, and clients receive periodic reports on account performance. The Custodian provides various services benefiting clients, including investment products and custody, as well as services benefiting the firm's operations. The firm may compensate individuals for client referrals, and no financial conditions impair its ability to meet obligations. Clearwater Capital Partners has no bankruptcy history and does not require advance fees exceeding $1200 per client.