Highview Capital Management, LLC is led by Nicklaus Streit, who has a Bachelor's degree in Finance/Insurance from Illinois State University. Streit has a wealth of experience in the financial industry, having worked at various firms before joining Highview Capital Management in March 2020 as the Managing Partner & Investment Adviser Representative. He holds the Certified Private Wealth Advisor (CPWA®) designation, demonstrating expertise in private wealth management for high-net-worth clients. Streit is also a CERTIFIED FINANCIAL PLANNER™ (CFP®), adhering to high standards of professional education and ethical conduct. As a fiduciary, Streit is obligated to act in the best interests of clients. There are no legal or disciplinary events related to Streit, and he does not engage in outside business activities or receive additional compensation beyond advisory fees. Mark Sansoterra oversees Streit's activities to ensure compliance with the firm's Code of Ethics. Streit has not been involved in any arbitration claims or civil proceedings exceeding $2,500. Clients can contact Sansoterra for any questions regarding Streit's services.

Journey Financial Group, Inc. is a registered investment adviser established in February 1997, based in Buffalo Grove, IL. The firm offers tailored advisory services including portfolio management, asset allocation, financial planning, and retirement plan consulting. Clients can grant discretionary authority for account management, with a minimum initial investment of $50,000. Fees for portfolio management are tiered based on assets under management, with negotiable rates. Financial planning fees are fixed or hourly, with a maximum fee of $10,000. JFG does not charge performance-based fees and serves individuals, pension plans, charitable organizations, and corporations. The firm's investment strategies involve fundamental and technical analysis, with a focus on risk management. JFG recommends Charles Schwab as a custodian but does not participate in a wrap fee program. The firm discloses any incentives received from Schwab and other vendors. JFG does not vote client securities and does not have any financial conditions impairing its ability to meet commitments. Clients receive account statements quarterly and have the option for annual reviews. JFG does not directly compensate for referrals and maintains limited custody over client funds.

SGL Financial, LLC, established in June 2011 and based in Buffalo Grove, Illinois, is a fee-based investment management firm specializing in asset management, financial planning, and consulting services. The firm operates under a fiduciary standard of client care, offering services tailored to individual client needs. SGL requires a minimum account size of $50,000, which may be waived at the firm's discretion. Clients have the opportunity to impose reasonable restrictions on the management of their assets and select the account's investment objective. Regarding fees, SGL charges a percentage of total assets under management or advisement, with a maximum advisory fee of 1.50%. The firm may engage in block trading for multiple client accounts to reduce transaction costs. SGL does not participate in wrap fee programs and does not charge performance-based fees. The firm primarily uses sub-advisers or third-party money managers to manage client assets, conducting due diligence on each entity before making recommendations. SGL employs various methods of analysis, including charting, fundamental, technical, and cyclical analysis, to develop investment strategies aimed at minimizing risk through diversification. The firm discloses potential risks associated with specific securities and investment strategies, such as cryptocurrency, exchange-traded funds, and socially responsible investing. SGL does not have any disciplinary actions, bankruptcy petitions, or financial conditions that could impair its ability to meet client commitments.