JVM Securities, LLC and JVM Capital Investment Advisers are required to provide Form CRS (Customer Relationship Summary) to retail investors by the Securities and Exchange Commission (SEC). The form informs investors about the types of client relationships, services offered, fees, costs, conflicts of interest, and the required standard of conduct. It also discloses any reportable legal or disciplinary history of JVM and its financial professionals. Form CRS is an additional disclosure requirement and does not replace existing disclosures. For investment advisers, Form CRS is Part 3 of Form ADV. The form must be the first document in a disclosure packet. JVM Capital must deliver Form CRS before or at the time of entering into an investment advisory contract, including oral agreements. JVM Securities' Registered Representatives must provide Form CRS before making recommendations or placing orders for retail investors. Compliance and record-keeping requirements mandate retaining records of when Form CRS was provided for a minimum of five to six years. Updates to Form CRS must be delivered within 60 days of any material changes or when opening new accounts, recommending account changes, or providing new services. Electronic delivery of Form CRS is allowed with client consent. For more information, contact Matt Myers, Chief Compliance Officer, at [email protected].

Huizenga Capital Management, LLC is an investment adviser based in Oak Brook, Illinois, established in 2001. The firm specializes in providing investment advisory services to pooled investment vehicles, managing approximately $858,712,489 in client assets as of December 31, 2024, on a discretionary basis. Huizenga Capital Management offers two main services: Portfolio Company Business, investing in equity, debt, and equity derivative securities, and Investment Manager Business, investing with various unaffiliated investment managers. The firm charges management fees ranging from 0% to 1.5% per annum and performance-based fees. Clients must generally make a minimum investment ranging from $250,000 to $1,000,000, with investments limited to accredited investors. The firm acts as a fiduciary, ensuring investments align with clients' objectives and strategies. Huizenga Capital Management follows a Code of Ethics, conducts regular reviews of client accounts, and may pay referral fees. The firm has custody of client assets and exercises investment discretion. Clients receive regular statements and may participate in proxy voting for securities owned directly by the entities. Huizenga Capital Management has no financial information that may impair its ability to meet contractual commitments.

Rock Island Capital is a financial advisory firm based in Oak Brook, Illinois. It currently has approximately $505,851,000 of assets under management and employs about 8 people. Rock Island Capital uses a fee structure of a percentage of assets under your management, performance-based fees and see schedule d - miscellaneous.

Watershed Private Wealth, LLC is a registered investment adviser established in August 2021 in Illinois. The firm specializes in offering portfolio management services tailored to individual client goals, risk tolerance, and time horizons. Clients may grant discretionary authority for securities selection and transactions. Watershed Private Wealth collaborates with GeoWealth Management, LLC for back-office support and uses model portfolios developed by various registered investment advisers. The firm aims to provide investment decisions in line with fiduciary duties, ensuring fair and equitable allocation of opportunities among clients over time. For portfolio management services, fees range from 0.50% to 1.20% based on total assets under management, payable quarterly. Financial planning services are available for a fee ranging from $1,000 to $10,000, negotiable based on the client's needs. Financial planning fees are waived for portfolio management clients. Clients have the flexibility to terminate agreements within specific timeframes without penalty. Watershed Private Wealth does not accept performance-based fees or compensation for the sale of investment products. The firm employs various methods of analysis, including charting, cyclical, fundamental, modern portfolio theory, quantitative, and technical analysis. Investment strategies encompass long-term purchases, short-term purchases, trading, and margin transactions, each carrying specific risks. Watershed Private Wealth discloses potential risks associated with various investment types, such as mutual funds, ETFs, real estate funds, structured notes, fixed income securities, municipal securities, and cryptocurrencies. The firm does not have custody of client funds and does not accept voting authority for client securities. Additionally, Watershed Private Wealth has a Code of Ethics in place and does not compensate non-advisory personnel for client referrals.

Stonebridge Wealth Management, LLC is an Illinois-based firm jointly owned by William Laipple and Christopher Plahm, offering investment advisory and financial planning services to various clients, including high-net-worth individuals, trusts, corporations, and partnerships. The firm's investment management services are tailored to each client's objectives, risk tolerance, and financial circumstances. Stonebridge may engage third-party service providers for tax and estate planning and utilize third-party software for portfolio analysis. Clients receive written or oral reports outlining financial plans and recommendations. Stonebridge operates as a fiduciary for retirement accounts, acting in clients' best interests. The firm manages $232,056,399 in discretionary assets as of December 31, 2024. Fees for investment management services do not exceed 1.50% annually and are billed quarterly based on account values. Stonebridge does not accept performance-based fees and generally requires a minimum account size of $500,000. The firm does not engage in principal trading and does not receive compensation for recommending third-party service providers. Stonebridge recommends Charles Schwab & Co., Inc. as a custodian for client accounts and does not have custody of client funds unless authorized. Clients grant limited power of attorney for trading activities, and Stonebridge does not vote client securities proxies. The firm has no financial issues impairing its services and has not filed for bankruptcy in the past ten years.

Red Oak Capital Management, Inc. is a financial advisory firm based in Oak Brook, Illinois. It currently has approximately $85,012,321 of assets under management and employs about 10 people. Red Oak Capital Management, Inc. uses a fee structure of a percentage of assets under your management and commissions.