Three Sixty Wealth Management, LLC

Three Sixty Wealth Management, LLC is a registered investment advisor founded in March 2011 by James Dischert. The firm specializes in providing comprehensive wealth management services, including investment management and financial planning. Clients have the option to impose reasonable restrictions on the management of their accounts. The firm primarily focuses on long-term investment strategies but may make adjustments based on client objectives or market conditions. Clients must have a minimum relationship size of $1,000,000, which may be waived at the firm's discretion. Regarding fees, wealth management services are charged up to 1.50% annually based on factors like service complexity and asset levels. Business consulting and retirement plan advisory services are individually negotiated. The firm does not participate in wrap fee programs. Clients have investment discretion but can provide restrictions in writing. The firm does not charge performance-based fees and acts as a fiduciary under ERISA for retirement plan advisory services. The firm conducts formal reviews of client accounts at least annually, with more frequent reviews triggered by specific events. Clients receive quarterly reports and have access to ongoing oversight and monitoring. Three Sixty Wealth Management does not engage in directed brokerage or pay for client referrals. The firm has custody of client assets and follows specific procedures to avoid surprise custody exams. Clients receive quarterly account statements directly from the custodian. The firm does not vote on client securities proxies or participate in class action lawsuits on behalf of clients.