Arbor Financial Services, LLC

Arbor Financial Services, LLC, based in Downers Grove, Illinois, has been providing investment advisory services since 2009. The firm offers the Arbor Financial Wrap Fee Program, providing clients with advisory, investment management, and brokerage services for one inclusive fee. Clients grant discretionary authority to manage their accounts, allowing the firm to make investment decisions without prior consent. Investment strategies include model portfolios tailored to individual risk tolerance. The firm charges an asset-based fee varying by portfolio type. Clients can invest in equities, fixed income, or mutual fund allocation portfolios. Arbor Financial uses methods like charting analysis, technical analysis, and fundamental analysis to guide investment decisions. The firm serves individuals, including high net worth individuals, trusts, and estates, without a minimum account size requirement. Arbor Financial does not accept performance-based fees or engage in side-by-side management. The firm emphasizes a fiduciary duty to act in clients' best interests and provides detailed disclosures on fees, compensation, and potential conflicts of interest. Clients have access to portfolio managers for discussions and account reviews. Arbor Financial does not vote proxies on behalf of clients and maintains strict ethical standards outlined in its Code of Ethics. The firm may compensate third-party referrals and provides considerations for IRA rollovers. Clients are encouraged to consult with tax professionals and consider various options before making investment decisions.