Kensington Financial Advisors LLC

Kensington Financial Advisors LLC is a Registered Investment Adviser based in Florham Park, New Jersey, providing wealth management services since 2005. The firm offers discretionary and non-discretionary investment management services tailored to meet clients' needs and investment objectives. Investment strategies include long-term and short-term purchases, margin transactions, options trading, and more. Financial planning services cover cash flow, tax planning, investment planning, estate planning, and retirement planning. The firm charges a negotiable fee ranging from 0.40% to 1.00% of assets under management, with tiered fee schedules based on AUM. Clients have the option to pay fixed or hourly fees for financial planning services. Kensington Financial Advisors LLC does not participate in performance-based fees or side-by-side management. The firm serves individuals, high net worth individuals, pension and profit sharing plans, trusts, estates, charitable organizations, corporations, and other business entities. Clients have the option to grant discretionary authority for investment management. The firm does not vote client securities but provides advice on corporate actions and proxy voting rights upon request. Clients' assets are held with a qualified custodian, and the firm does not have physical custody over client funds or securities. The firm does not receive compensation for client referrals or participate in directed brokerage. Clients receive annual account reviews and have access to financial information and additional services. The firm prioritizes client privacy and compliance with privacy regulations. In the event of a trade error, the firm restores the account to its correct position. Clients are advised on IRA rollover considerations and provided with information on class action lawsuits. The firm operates under a fiduciary duty and follows a professional standard of care when making investment recommendations.