Vision Retirement

Vision Retirement, LLC, operating as The Lanza Financial Group, is an SEC-registered investment adviser that offers personalized investment advice and services. Clients can meet with advisors annually to discuss goals, strategies, and investment monitoring. The firm can manage assets on a discretionary or non-discretionary basis, with compensation based on ongoing asset management fees, fixed fees, or hourly rates. There is no minimum account requirement. The Lanza Financial Group acts as a fiduciary, obligated to act in the client's best interest and avoid conflicts of interest. Advisors are compensated based on a percentage of assets under management and may provide financial planning services. The firm does not offer proprietary products or engage in revenue-sharing agreements. Clients are encouraged to review the firm's ADV 2A for detailed fee structures and potential conflicts of interest. Financial professionals at the firm are compensated based on the complexity of the account and expertise required. The firm has no disciplinary history, but certain representatives may have disclosures. Clients can access additional information about the firm and its professionals through Investor.gov. The Lanza Financial Group offers both brokerage services through LPL Financial LLC and investment advisory services, each with distinct fee structures and potential conflicts of interest. Clients are advised to understand these differences and make informed decisions based on their preferences and financial goals.