Locker Financial Services, LLC

Locker Financial Services, LLC is a financial advisory firm established in February 2000 in New Jersey, with Lauren Locker, CFP® and Andrew Chan, CFP®, CIMA® as the principal owners. The firm specializes in providing broad-based financial planning services, including retirement planning, estate planning, tax planning, and more. Clients are required to enter into an agreement setting the terms and conditions of the engagement, including the fee structure. The firm offers financial planning services with fees ranging from $3,500 to $6,500, and investment management services on a fee-only basis with an annual fee based on a percentage of assets under management. Clients have the option to have fees deducted from their custodial account. The firm exercises investment discretion, primarily allocating assets among various mutual fund classes and individual securities. Clients may impose restrictions on investing in certain securities. Locker Financial does not participate in wrap fee programs and does not charge performance-based fees. The firm does not accept physical custody of client securities and does not vote on proxies on behalf of clients. Clients receive regular account reviews and performance reports. The firm's advisors, Lauren Locker and Andrew Chan, hold certifications such as CFP® and CIMA®. Clients can contact the New Jersey Bureau of Securities for investor protection information and to research financial professionals.