Liberty Asset Management, Inc.

Liberty Asset Management, Inc. DBA Ternary Advisory Group, established in May 2005, is a Registered Investment Adviser offering portfolio investment advice and supervisory services on a discretionary and non-discretionary basis. The firm caters to individuals, pension and profit sharing plans, and corporate and trust accounts, managing accounts based on client objectives such as capital appreciation, income, growth, or preservation. Liberty's services include establishing investment allocations, monitoring and adjusting allocations, and evaluating account performance. The firm focuses on financial planning areas like tax management, estate planning, retirement, and investment education. Liberty primarily advises on open-end mutual funds and exchange-traded funds, without participating in wrap fee programs or proxy voting. Clients are charged annual fees based on a tiered schedule ranging from 0.50% to 1.35% of assets under management, billed monthly or quarterly. Liberty does not charge performance-based fees and uses fundamental and technical analysis, including Modern Portfolio Management theory, to formulate investment strategies. The firm does not have disciplinary information and acts as a fiduciary under ERISA and the IRC. Liberty does not engage in agency cross transactions and does not vote client securities. Clients have the option to terminate the advisory agreement within five working days without loss of fees. Liberty maintains client confidentiality and safeguards non-public personal information.