Galloway Asset Management, LLC, operating as Public Safety Financial/Galloway, is a registered investment advisor specializing in investment advice and portfolio management. Established on June 26, 2006, the firm offers asset allocation services through PSF/Galloway Portfolios, tailored to meet various investment objectives. Clients grant discretionary authority to PSF/Galloway to select and invest in specific securities based on model portfolios or customized strategies. The firm provides financial planning services without additional charges and allows clients to impose reasonable restrictions on investments. PSF/Galloway manages client assets totaling $930,393,755 on a discretionary basis and $11,841,985 on a non-discretionary basis as of December 31, 2024. The fee structure includes asset-based fees ranging from 0.35% to 1.25% per year, depending on the portfolio type. Clients can terminate services at any time, with prepaid fees refunded on a pro-rated basis. PSF/Galloway does not charge performance-based fees and serves individuals, trusts, estates, and high net worth individuals with no minimum investment requirement for PSF/Galloway Portfolios, though recommended amounts range from $50,000 to $100,000. The firm's investment strategies are based on model portfolios and third-party analysis, considering individual client needs, goals, and risk tolerance. PSF/Galloway does not have any disciplinary information to report and does not vote proxies on behalf of clients.

DecisionPoint Financial, LLC is a registered investment adviser firm established in April 2018 in Arizona. The firm offers discretionary investment advisory services on a fee-only basis, with annual fees ranging from negotiable to 1.25% of assets under management. Services include financial planning, retirement plan consulting, and investment management. The minimum annual fee is $2,500, which may be waived or adjusted based on specific criteria. The firm does not participate in wrap fee programs and does not accept compensation from the sale of securities. Clients have the option to have fees deducted from their custodial account. The firm primarily allocates client assets among mutual funds, ETFs, individual equities, and debt instruments. DecisionPoint Financial does not accept performance-based fees and serves various types of clients, including individuals, businesses, trusts, estates, and charitable organizations. The firm conducts account reviews at least annually and provides clients with written transaction confirmations and account statements. The firm does not vote client proxies and does not have any financial conditions that may impair its ability to meet commitments. Clients can contact the Chief Compliance Officer, Scott J. Johnson, for any inquiries.

Rovin Capital LLC is an Arizona-based investment advisory firm founded in September 1978 and incorporated in 1984. The firm offers fee-based financial planning and investment advisory services to various clients, including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. RC provides personalized financial planning services covering areas such as asset allocation, risk management, tax planning, retirement and estate planning, and portfolio analysis. The firm also offers portfolio management services with a focus on growth and risk management. RC may recommend third-party investment advisers based on clients' needs. The firm does not charge performance-based fees and does not engage in side-by-side management. Clients have the option to implement RC's recommendations through Schwab or other broker-dealers. RC does not have custody of client assets and recommends using qualified custodians like Schwab. The firm does not vote on client securities and does not accept proxy voting authority. RC does not require prepayment exceeding $1,200 and has no financial commitments impairing its ability to meet obligations.

Acute Investment Advisory is a financial advisory firm based in Mesa, Arizona. It currently has approximately $221,343,914 of assets under management and employs about 3 people. Acute Investment Advisory uses a fee structure of a percentage of assets under your management and referral fees.

Northrim Adviser, LLC is a financial advisory firm based in Mesa, Arizona. It currently has approximately $195,000,000 of assets under management and employs about 3 people. Northrim Adviser, LLC uses a fee structure of a percentage of assets under your management and performance-based fees.

Baseline Partners LLC is an investment adviser registered with the SEC, founded in November 2018. The firm primarily manages two private investment funds, Baseline CRE Income Fund, LLC, and Baseline Credit Opportunity Fund, LLC. Baseline aims to preserve and protect capital while generating stable cash distributions by investing in credit opportunities within the U.S. commercial real estate markets. The firm's Regulatory Assets Under Management were $110,645,959 as of October 31, 2025. Baseline charges management fees based on the class of units held by fund members, ranging from 1.0% to 2.0% per annum of the Fund's Net Asset Value. Incentive allocations are also applicable based on the fund's performance. The firm discloses potential conflicts of interest arising from common ownership with Baseline Investments LLC and The Cardon Group LLC. Baseline exercises discretionary authority over the Funds' investments and has implemented a proxy voting policy to act in the best interests of clients. Clients are provided with regular reports and financial statements. Baseline does not engage in principal transactions for client accounts and has no financial conditions impairing its ability to meet contractual commitments. For further details, clients can contact Debbie Burris, Baseline's Chief Compliance Officer.

**Firm Background:** Clarity Wealth Management, L.L.C. is a financial advisor firm based in Mesa, Arizona. The firm's principal office and place of business is located at 1234 S. Power Rd., Ste. 207, Mesa, Arizona. The firm was assigned the CRD number 284874. The Chief Compliance Officer is Howard R. Dal Monte, who can be contacted at 480-962-1181 or [email protected]. Richard M. Everhart serves as an additional regulatory contact person. **Consumer-Facing Terms:** - Minimum Initial Investment: Not specified - Fee Structure: Not specified - Fiduciary Responsibility: Not specified - Investment Discretion: Not specified **Advisory Business Description:** The brochure does not provide specific details on the firm's investment strategies, methods of analysis, or investment philosophy. For more detailed information on the firm's minimum initial investment, fee structure, fiduciary responsibility, investment discretion, and advisory business description, it is recommended to directly contact Clarity Wealth Management, L.L.C. at 480-962-1181 or visit their website at https://www.claritywealthmgt.com/.