Ironwood Wealth Management, LLC is a Registered Investment Advisor firm established in March 2006 and specializes in providing investment advisory services to individuals, high-net-worth individuals, pension and profit-sharing plans, trusts, estates, and charities. The firm offers both discretionary and non-discretionary investment advisory services, including full-service offerings and financial planning services. Ironwood primarily allocates client investment assets among mutual funds and exchange-traded funds based on clients' investment goals and risk tolerance. The firm may offer fixed fee arrangements for clients with limited investable assets. Ironwood's fees are generally based on a percentage of assets under management, with a minimum annual fee for full-service clients. The firm does not charge performance-based fees and does not offer a wrap fee program. Ironwood receives economic benefits from custodians and may pay referral fees to solicitors. Clients have the option to grant investment discretion to Ironwood for executing transactions without prior approval. Ironwood does not vote proxies on behalf of clients and clients are responsible for directing the voting of proxies. Ironwood has no financial issues that could impair its ability to serve clients. For further inquiries, clients can contact Ironwood's Chief Compliance Officer, Cean Kenefick-Rogers.

Strategic Income Group LLC, established in March 2013, is a financial advisor firm specializing in Portfolio Management, Financial Planning, and Estate Planning Referrals. The firm tailors investment strategies to meet individual client needs, offering services such as comprehensive financial planning, estate planning, newsletters, and educational seminars. Strategic Income Group manages over $340 million on a discretionary basis and $14.8 million on a non-discretionary basis. The firm's fee structure for Portfolio Management is based on a percentage of assets under management, ranging from 1.75% to 0.45%. Financial Planning fees are assessed on a fixed or hourly basis, with a range of service levels available. The firm provides retirement plan consulting services and utilizes third-party money managers for client accounts. Strategic Income Group does not charge performance-based fees and does not accept proxy authority to vote client securities. The firm discloses its brokerage practices, custody arrangements, and financial industry affiliations, including ownership of Certified Fiduciary Services, Inc. and involvement in private investment funds. Clients are encouraged to review the firm's Code of Ethics, investment strategies, and methods of analysis outlined in the brochure for a comprehensive understanding of the firm's practices and services.