Ingalls and Snyder review

What does Ingalls and Snyder do?

Ingalls & Snyder provides advisor-led custom portfolio management and wealth planning, primarily for high-net-worth individuals, families and businesses. Its core service is personalized investment management, supplemented by planning around areas such as retirement, taxes, estate planning, insurance, and charitable goals.

Ingalls generally takes a long-term approach, looks for securities offering good value, and favors individual securities for core holdings.

Ingalls generally prefers new advisory accounts to have at least $100,000, although it can accept smaller accounts at its discretion. The threshold reflects a service designed primarily for wealthier investors rather than smaller, entry-level accounts.

The maximum annual advisory fee is 1.50% of AUM for an equity or mixed portfolio. This pricing makes the service more aligned with investors who value customized portfolio management and direct advisor involvement than those mainly seeking low-cost, standardized investing.

What are the pros and cons of Ingalls and Snyder?

Here is a look at the pros and cons of Ingalls and Snyder.

Pros of Ingalls and Snyder:

• Customized holdings: Portfolios can reflect taxes, income needs, risk tolerance, and security-level restrictions.
• Planning scope: Services can address retirement, cash flow, taxes, insurance, trusts, estate planning, philanthropy, education, and executive compensation.
• Flexible investment selection: Managers may use individual stocks and bonds, funds, ETFs, options, and other securities.

Cons of Ingalls and Snyder:

• Variable fee terms: Fees are negotiated and can depend on the advisor, service type, account size, and client agreement.
• Layered costs: Brokerage commissions, markups, custody costs, fund expenses, wrap program costs and private fund expenses may apply in addition to advisory fees.
• $100,000 preferred minimum: The usual entry point for new advisory accounts may be too high for investors with smaller portfolios.

Ingalls and Snyder fees: How much does Ingalls and Snyder cost?

Ingalls & Snyder primarily charges asset-based fees.

For a $1 million equity or mixed portfolio, the maximum disclosed rate of 1.50% would equal $15,000 a year in advisory fees. This means the service can carry a meaningful ongoing cost, making it more likely to appeal to investors who value customized portfolio management and direct advisor involvement enough to justify the cost.

The advisory fee also does not cover every expense. Brokerage commissions, custody costs and funds or other investments may apply separately, which means the total cost can be higher than the headline advisory fee.

What is Ingalls and Snyder’s minimum account size?

New advisory accounts are generally preferred to be funded with at least $100,000. 

The firm may accept smaller accounts or continue managing them at its discretion, so the minimum is not an absolute cutoff for every relationship. For clients, the threshold indicates that the service is designed mainly for wealthier investors rather than smaller, entry-level accounts.

Certain private partnership strategies have higher minimums. The disclosed initial investment range for certain partnerships is generally $250,000 to $1 million, which means access is limited to investors with substantially larger portfolios. 

Who should choose Ingalls and Snyder?

Ingalls and Snyder work well for:

• Investors seeking customized portfolio management: Managers can build portfolios around each client’s objectives, risk tolerance, income needs, tax considerations, and investment restrictions.
• Investors with complex financial needs: Ingalls & Snyder can coordinate portfolio management, wealth planning, and family office support for households whose financial affairs require more than basic investment management.
• Investors who value flexible portfolio construction: Portfolios may combine individual stocks and bonds with ETFs, mutual funds, options, and other investments.

Who might not benefit as much:

• Investors with smaller portfolios: The firm generally prefers at least $100,000 for new advisory accounts.
• Cost-sensitive investors: Advisory fees can reach 1.50% annually, and brokerage commissions, fund expenses, custody charges, or other third-party costs may also apply.
• Investors seeking automated management: The service is built around an advisor-led relationship rather than a standardized robo-advisor or digital-only portfolio.

Ingalls and Snyder: Is it secure?

Ingalls has standard regulatory, custody, and business-continuity safeguards in place.

Ingalls Investment Management is registered with the SEC. 

Assets may be held with the affiliated broker or another qualified custodian, such as Schwab, and clients receive custodian statements that allow them to verify holdings and account activity. Using Schwab gives clients an independent-custody option.

The firm says it limits access to personal information based on employees’ job responsibilities and maintains physical, electronic, and procedural safeguards.

These measures can help protect client assets and data, but they do not prevent losses caused by market movements or unsuccessful investment decisions.

Ingalls and Snyder: Customer service

Clients can communicate directly with their portfolio manager and advisory team, giving you a more personal point of contact for questions about your investments. Accounts are reviewed at least quarterly, with support also available by phone and email, as well as online account access.

This approach suits you if you prefer regular portfolio oversight and an ongoing relationship with your advisor rather than managing your investments largely on your own.

Ingalls and Snyder: Mobile App

Ingalls & Snyder does not provide a dedicated mobile app. 

Clients instead use client portals to view account information, holdings, transactions, gains and losses, statements, confirmations, notices, and tax documents. Investors who want to monitor and manage their accounts primarily through a dedicated mobile app may find it less convenient. 

Is Ingalls and Snyder worth it?

Ingalls & Snyder may be worth considering if you want personalized portfolio management backed by financial planning. Rather than relying on a standardized or automated portfolio, the firm gives its advisors flexibility to make investment decisions around your individual circumstances and draw from a broader range of investments.

The main drawback is cost. Advisory fees can reach 1.50% annually, and additional brokerage or third-party expenses may add to the total. The firm also generally prefers at least $100,000 for new advisory accounts.

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