Perigon Wealth Management review

What does Perigon Wealth Management do?

Perigon Wealth Management provides human-advisor-led investment management and financial planning to individuals and high-net-worth clients, as well as trusts and institutional clients.

Its wealth management service combines portfolio management with financial planning tailored to each client’s goals, risk tolerance, and financial situation, including retirement, charitable giving, and broader savings needs.

Perigon’s investment approach is customized and primarily long-term. Portfolios may use individual stocks and bonds, mutual funds and ETFs, independent managers, options, alternatives, and private investment vehicles. Portfolio construction can also account for tax considerations, risk tolerance, liquidity needs, and client-imposed investment restrictions.

Perigon generally has no minimum relationship size, while wealth management and standalone investment management fees range from 0.20% to 2.00% annually. That gives the service a relatively flexible formal entry point; however, the fee range means costs can vary significantly by client, with some paying substantially more depending on their assets and service needs.

What are the pros and cons of Perigon Wealth Management?

Perigon’s main strength is the ability to connect broader planning with a customized portfolio. Its main limitation is that both pricing and portfolio implementation can vary considerably by client.

Pros of Perigon Wealth Management:

• Integrated service: The advisor connects investment decisions to the broader financial plan.
• Flexible authority: Clients may use discretionary or non-discretionary management.
• Broad planning scope: The service covers the needs of executives, business owners, and families, including planning for major life transitions.
• No firmwide minimum: The firm does not set a firmwide account or relationship minimum.

Cons of Perigon Wealth Management:

• Limited fee transparency: Perigon discloses a 0.20%–2.00% annual fee range but does not publish the asset tiers or criteria for each rate.
• Additional costs may apply: Clients may also pay manager fees, platform fees, custody fees, fund expenses, and transaction costs.
• Complex pricing structure: Perigon charges asset-based, hourly, and fixed fees, with pricing varying by service arrangement.

Perigon Wealth Management fees: How much does Perigon Wealth Management cost?

Perigon uses asset-based fees for investment management and hourly or fixed fees for some standalone planning, consulting and concierge engagements.

The 0.20%–2.00% range is useful for understanding the possible pricing span. The actual fee depends on factors including assets managed, service complexity, and the overall client relationship, and fees are generally negotiable.

Custody and transaction charges, fund expenses, and independent-manager or platform fees may apply. Clients who separately engage Perigon for standalone financial planning may also pay hourly or fixed fees in addition to investment management fees, which can increase the total cost of the relationship.

What is Perigon Wealth Management’s minimum account size?

Perigon generally has no firmwide relationship minimum. However, certain independent managers may impose their own account minimums This means clients have more flexibility at the firm level, though the practical threshold will still vary based on their service needs, portfolio structure, and negotiated fee.

Who should choose Perigon Wealth Management?

Perigon Wealth Management works well for:

• Goal-focused investors: Financial planning can address financial independence, education, retirement, legacy goals, and major life events.
• Executives and business owners with complex finances: The firm provides planning for equity compensation, concentrated stock, career changes, business valuation, and liquidity events.
• Investors who want a customized portfolio: Portfolios can reflect the client’s objectives, risk tolerance, liquidity needs, tax considerations and investment preferences rather than relying on one standard allocation.

Who might not benefit as much:

• Investors primarily seeking low-cost automated management: Perigon’s human-advisor model and asset-based pricing may not suit investors who only want basic portfolio allocation and rebalancing.
• Self-directed investors: Clients who prefer to select and trade investments themselves may not make full use of ongoing discretionary management and financial planning.
• Clients requiring a fixed, easily comparable price: Investment management fees range from 0.20% to 2.00%, and fees for independent managers, platforms, funds, or other services may also apply. Total costs therefore vary by client arrangement.

Perigon Wealth Management: Is it secure?

Perigon has meaningful safeguards in place for client assets and personal information.

It is an SEC-registered investment advisor. Client accounts are generally maintained with independent third-party custodians, including Charles Schwab and Fidelity.

This separation means Perigon manages the portfolio without directly holding client assets, while the custodian safeguards the assets and provides account statements directly to clients, giving them an independent record of their holdings and transactions.

For personal information, Perigon uses safeguards such as employee training and encrypted file storage. These controls add technical and physical protection against unauthorized access to client information.

Perigon Wealth Management: Customer service

Perigon offers a relationship-led service model built around an advisor with support from planning, investment, and client-service teams. Accounts are monitored regularly and continuously, with formal reviews generally conducted at least annually or more frequently depending on client needs and portfolio complexity.

Clients can reach the firm by phone, email, and online contact. It maintains offices across multiple states.

This service model is better suited to clients with more complex financial needs who value ongoing advice and coordination.

Perigon Wealth Management: Mobile App

Perigon Wealth Management does not have a dedicated mobile app. 

Its website instead links clients to financial reporting, LifeTrack, and Perigon file sharing login pages.

This is less convenient for clients who want everything in one app but may suit those who mainly rely on their advisor and only need occasional online access to account information and documents.

Is Perigon Wealth Management worth it?

Perigon Wealth Management could be worth considering if you want one advisor relationship that brings together ongoing advice, personalized portfolio management and wider financial planning. 

With no firmwide minimum, it may also be accessible to a broader range of clients, including executives, business owners and families whose financial needs are likely to change over time.

However, cost may be a barrier for some. 

Advisory fees can range from 0.20% to 2.00%, with possible third-party costs on top, and what you pay can vary from one client to another. 

Perigon makes the most sense if you expect to make regular use of the planning and personal advice on offer, rather than simply wanting somewhere inexpensive to invest and manage your money yourself.

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