Cumberland Advisors is a financial advisory firm based in Sarasota, Florida. It currently has approximately $3,364,017,061 of assets under management and employs about 45 people. Cumberland Advisors uses a fee structure of a percentage of assets under your management, hourly charges, fixed fees and model delivery fees.

Aristotle Atlantic Partners, LLC is a registered investment adviser based in Sarasota, Florida. Established by Aristotle Capital Management, LLC, the firm specializes in providing investment advisory and management services to institutional and retail clients. Their services include discretionary and non-discretionary portfolio management for separate accounts, sub-advisory roles for mutual funds and model delivery programs, and managing a sleeve of a multi-manager private fund. For separately managed accounts, Aristotle Atlantic tailors its services to individual client needs, managing portfolios based on stated objectives, restrictions, and guidelines. The firm offers Large Cap Growth, Core Equity, and Focus Growth portfolio management services, focusing on factors like time horizons, risk tolerance, and liquidity needs. The minimum account size for institutional separately managed accounts is generally $5,000,000, but exceptions may be made at the firm's discretion. Aristotle Atlantic's fee structure includes annual management fees ranging from 0.40% to 0.65% for separately managed accounts. Fees for model delivery programs range from 1% to 3% per annum, with Aristotle Atlantic receiving between 0.20% to 0.40% of the fee paid to the manager. The firm's compensation policies aim to align with clients' best interests, and they have a Code of Ethics in place to ensure ethical conduct and client-focused decision-making. The firm exercises investment discretion for client accounts, making determinations on securities to buy or sell, total amounts to trade, and broker-dealer selection. Aristotle Atlantic also votes proxies on behalf of clients, following Proxy Voting Policies and Procedures to act in clients' best economic interests. Clients receive quarterly account statements from qualified custodians, and the firm does not engage in principal transactions or accept compensation from non-clients. Aristotle Atlantic maintains financial stability and has not been involved in bankruptcy proceedings.

White Oaks Investment Management, Inc. is a Registered Investment Adviser founded by Sharon Alison Bloodworth, who is the 100% shareholder, CEO, and Chief Compliance Officer. The firm manages assets totaling $427,107,763 as of December 31, 2024, offering discretionary investment management services to unregistered private investment vehicles. White Oaks does not participate in wrap fee programs and may charge performance-based fees for certain strategies. The firm's investment philosophy focuses on long-term opportunities, utilizing a proprietary strategic core and satellite asset allocation approach. Clients of White Oaks must meet a minimum account size requirement of $1,000,000 for private funds, which may be negotiated case-by-case. The firm's investment strategies involve risk, including market risk, strategy risk, and decisions based on mathematical analysis. White Oaks uses independent third-party research and major firm research to inform its investment decisions. The firm acts as a fiduciary and provides investment discretion to clients through a Limited Power of Attorney. White Oaks does not vote client securities and does not receive soft-dollar benefits. The firm selects custodians and brokers based on factors like service quality and cost. Sharon Alison Bloodworth and William Alexander Duty hold professional certifications such as CFP®, CFA®, and CIPM®. Sharon Bloodworth has received notable awards for her contributions to wealth management and philanthropy. William Duty performs capital markets research, executes trades, and creates client content. Both professionals are actively involved in community service and volunteer work.

Global Financial Private Client, LLC is a registered investment adviser firm established in December 2017 in Florida. The firm offers discretionary and non-discretionary investment advisory services, financial planning, and retirement plan consulting. The annual investment advisory fee ranges from negotiable to 1.50% based on assets under management. Financial planning and consulting services are offered on a fixed fee basis ranging from $5,000 to $25,000 or an hourly rate of $350 to $575. Retirement plan consulting fees generally range from 0.50% to 0.75% based on plan assets. The firm primarily allocates client assets among individual equities, debt instruments, and independent managers based on client objectives. Clients can engage the firm on a discretionary basis, allowing the firm full authority over investment decisions. The firm does not accept performance-based fees, and clients include individuals, businesses, trusts, estates, and charitable organizations. The firm's investment strategies include long-term purchases, short-term purchases, and trading. Clients are provided with periodic account reviews and statements, and the firm does not compensate for client referrals. The firm recommends maintaining accounts at Fidelity and does not participate in directed brokerage arrangements. Clients are encouraged to review financial planning issues annually, and the firm has policies in place to prevent the misuse of material non-public information. Clients are provided with proxy voting services and class action lawsuit claim filing services through Broadridge. The firm's Chief Compliance Officer, Geoffrey A. Frazier, is available for any client inquiries.

Compound Family Offices, LLC is a registered investment adviser based in Sarasota, FL, established in 2018. The firm specializes in offering family office services to ultra-high net worth individuals, families, trusts, estates, retirement accounts, charitable organizations, and corporations. Their services include financial planning, investment advice, estate planning, tax planning, philanthropy, education, risk management, asset protection, and more. Compound provides discretionary portfolio management services, where they make investment decisions based on client objectives. They offer stand-alone planning services at an hourly fee of up to $650. The firm charges an annual asset-based fee ranging from 0.25% to 1.00% based on a blended tier schedule. Compound does not accept performance-based fees or engage in side-by-side management. They do not compensate third parties for client referrals and do not have physical custody of client funds. The firm has adopted a Code of Ethics and maintains confidentiality of client information. Compound does not have any financial commitments impairing its ability to meet client obligations. They prioritize client privacy and comply with the Gramm-Leach-Bliley Act. For more information, clients can contact the Chief Compliance Officer at (941) 556-9154 or [email protected].

Lpf Advisors, LLC is a financial advisory firm based in Sarasota, Florida. It currently has approximately $249,669,729 of assets under management and employs about 4 people. Lpf Advisors, LLC uses a fee structure of a percentage of assets under your management, hourly charges, fixed fees and referral fees/erisa fees.

Kennon Financial is an investment advisor firm registered with the U.S. Securities and Exchange Commission since April 2019. The firm, led by CEO and CCO David R. Kennon, offers fee-based investment advisory services with a focus on custom portfolio management on a discretionary basis. The firm employs a tactical allocation strategy to manage risk and enhance performance, primarily recommending investments in exchange traded funds (ETFs). Kennon Financial tailors its services to individual client needs, including the option for clients to impose restrictions on investments. As of December 31, 2024, the firm managed $293 million in discretionary client assets. Clients pay an annual management fee, adjusted for contributions or withdrawals, ranging up to 1.00% per annum based on the investment strategy complexity and account size. Kennon Financial does not charge performance-based fees and primarily serves individual clients with no minimum account requirements. The firm utilizes fundamental, technical, and cyclical analysis techniques to formulate investment advice, emphasizing long-term investment strategies. Clients are advised on the risks associated with investing in ETFs and other securities. Kennon Financial does not accept or maintain custody of client funds and does not provide portfolio management services to wrap fee programs. The firm does not receive compensation for client referrals and does not vote on client securities proxies.

Ranch Capital Advisors Inc. is a registered investment adviser firm located in Sarasota, FL, founded in 2019 and owned by Ranch Cap Holdings. The firm specializes in providing investment management, financial planning, and financial coaching services to individuals, high net worth individuals, trusts, estates, and small businesses. They offer discretionary and non-discretionary portfolio management services tailored to meet clients' needs and investment objectives. Clients have the option to impose restrictions on their investments, and the firm may aggregate trades for multiple accounts for better execution. The firm acts as a fiduciary, meaning they are required to act in the best interests of their clients. Ranch Capital Advisors charges an asset-based fee for portfolio management services, ranging from 0.65% to 1.50% based on the total assets under management. They also offer financial planning and consulting services on a fixed fee or hourly fee basis, ranging from $1000 to $5000 annually or $250 to $450 per hour. The firm does not charge performance-based fees or engage in side-by-side management. The team at Ranch Capital Advisors includes experienced professionals with various backgrounds and qualifications, such as CERTIFIED FINANCIAL PLANNER™ (CFP®) designations. The firm's employees are supervised by Gregory T. Pacitti, CFP® (President) and Elissa A. Lovell, CFP® (Chief Compliance Officer). The firm maintains a strong commitment to compliance and ethical conduct in serving their clients.

Benjamin M. Hard is the President of Sara-Bay Financial Corp, overseeing the advisory practice and ensuring investment activities align with clients' objectives. With a Bachelor of Science in Finance from the University of South Florida, he has extensive experience in the financial industry, including roles as an equities trader and VP of Marketing for an investment management firm. Hard holds active licenses, including the Series 65 for Investment Advisor Law. As a Certified Financial PlannerTM, he provides investment consulting for private clients and institutions. Clients' accounts are regularly reviewed to ensure alignment with their investment objectives. Hard's leadership and expertise guide the firm's investment strategies, focusing on meeting clients' predefined guidelines. There are no legal or disciplinary events to report, and he does not engage in any other business activities. For additional information, clients can visit the SEC's website or contact Sara-Bay Financial Corp directly.