Cornell Pochily Investment Advisors, Inc. is an SEC registered investment adviser founded in January 2008 by Ezra Cornell and Robert Pochily. The firm offers investment services, financial planning, consulting, and tax preparation. As of December 31, 2024, Cornell Pochily managed $570,312,667 in regulatory assets on a discretionary basis and an additional $164,941,672 in non-discretionary services. Investment services include managing assets among mutual funds, ETFs, and individual securities tailored to client objectives and risk tolerance. Financial planning services cover investment and asset allocation planning, retirement planning, estate planning, and tax preparation. Fees are based on a percentage of assets under management, ranging from 0.50% to 1.25%, or on a fixed or hourly fee basis. Cornell Pochily does not charge performance-based fees and serves individuals, pension plans, trusts, corporations, and charitable organizations. The firm's investment strategies involve fundamental, technical, and cyclical analysis. Clients have the option for discretionary or non-discretionary investment services, with portfolios regularly monitored and adjusted. Cornell Pochily does not provide compensation for client referrals and does not accept the authority to vote client securities. The firm has no material changes, disciplinary information, or financial impairments to disclose. For more information, visit www.cornellpochily.com.

Merryfield Barnes, LLC is an investment advisory firm based in Ithaca, New York, established in November 2011. The firm offers financial planning, consulting, and investment management services to individuals, high net worth individuals, pension plans, trusts, and more. Clients can engage the firm for discretionary or non-discretionary investment management services, with assets allocated among various investment options based on individual risk tolerance and objectives. The firm primarily uses fundamental, technical, and cyclical analysis in developing investment strategies tailored to each client. Merryfield Barnes, LLC charges fees based on a percentage of assets under management, with rates varying depending on the portfolio value. The firm does not impose a minimum portfolio size or annual fee requirement. Clients have the option to engage in fixed fee or hourly fee financial planning and consulting services. The firm operates under a Code of Ethics to ensure compliance with securities laws and prevent the unlawful use of material non-public information. Merryfield Barnes, LLC does not provide services for performance-based fees and does not vote client proxies. The firm does not have any disciplinary events to disclose and has not been subject to a bankruptcy petition in the past ten years. As of December 31, 2024, the firm's total assets under management amount to $112,873,322.