Woodward Diversified Capital, LLC is a registered investment adviser offering personalized investment management and financial advisory services to individual investors. Established in 2019, the firm is owned by Gabriel, Beau, and Thomas Woodward. Operating under a fiduciary standard of care, Woodward Diversified Capital provides portfolio management services through a wrap fee program, where fees are based on assets under management and payable quarterly in advance. The firm may negotiate fees at its discretion and offers a graduated fee schedule based on cumulative household assets. Additionally, Woodward Diversified Capital may utilize third-party money managers to manage client accounts. The firm's investment strategies focus on risk-adjusted, tax-efficient, and cost-effective asset allocation, with security selection based on various metrics. Clients have discretion over their accounts, and the firm offers financial planning and consulting services. Woodward Diversified Capital discloses potential risks related to investments, operational disruptions, economic and political conditions, cybersecurity, and custody. The firm does not charge performance-based fees for separately managed accounts and has no disciplinary information to report. Clients are encouraged to review the firm's Code of Ethics, participation in client transactions, and financial information.

Bolthouse Investment Management Services, established in March 2008, is a privately-owned investment advisory firm based in Bakersfield, California. The firm primarily offers Investment Management Services through private partnerships, focusing on asset allocation and investment selection for accredited investors. Bolthouse Investments charges asset management fees based on a tiered structure, ranging from 0.35% to 0.50% per annum. The firm also provides consulting services at negotiable hourly rates and bill pay services separately. Clients are required to maintain a minimum account size of $500,000, which may be waived at the firm's discretion. The firm exercises full investment discretion over the management of the Funds, while for non-discretionary accounts, Bolthouse Investments makes investment recommendations to clients. Clients receive regular account reviews, and the firm monitors and rebalances portfolios based on individual circumstances. Bolthouse Investments encourages clients to custody their assets at Schwab and receives support services and products from Schwab, which may indirectly influence the recommendation of Schwab for custody and brokerage services. The firm has no disciplinary information and operates with transparency regarding its business practices and affiliations. For more information, clients can contact Anthony L. Leggio or Brad Jantz, who have extensive educational backgrounds and business experience in the financial industry. Supervision of personnel is overseen by Mr. Leggio and Michelle Campbell, the Chief Compliance Officer.

Barnes Wealth Management Group, Inc., established in 1986, is a Bakersfield-based investment advisory firm registered with the SEC. Operating under the name Ironwood Retirement Plan Consultants, the firm offers discretionary and non-discretionary portfolio management services tailored to clients' needs and investment objectives. Clients may receive financial planning and consulting services, including retirement, education, estate planning, and insurance needs. The firm may recommend third-party adviser CWM, LLC, for asset management. Barnes Wealth Management Group charges portfolio management fees based on a percentage of assets under management, with fees negotiable based on individual circumstances. The firm does not engage in performance-based fees or side-by-side management. Clients have the option to direct brokerage and may choose their custodian, with Charles Schwab & Co., Inc., recommended. The firm does not vote on client securities' proxies and does not have financial commitments impairing its obligations. Barnes Wealth Management Group does not have any disciplinary events to disclose and does not receive compensation for client referrals. Clients are encouraged to review account statements and reports regularly.